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Find Reverse Mortgage Specialists in Trenton, MI

Looking for a reverse mortgage specialist in Trenton? Review the directory below to compare your options.

6 agents listed
Updated May 2026
Trenton, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 6 reverse mortgage specialists in Trenton, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mitten Mortgage Lending
2644 W Jefferson Ave, Trenton, MI 48183
7349222252
Scott Thompson Mortgage Group NMLS #138062
2836 W Jefferson Ave #106, Trenton, MI 48183
7345584775
The Mortgage Link- Trenton
3271 West Rd, Trenton, MI 48183
7343071929
The Mortgage Link - George Berger
3271 West Rd, Trenton, MI 48183
7346244917
Mark Davis #176319 - The Mortgage Link
3271 West Rd, Trenton, MI 48183
7343652872
PNC Mortgage
1725 King Rd, Trenton, MI 48183
7346714760

A reverse mortgage specialist in Trenton, Michigan helps homeowners aged 62 and older access home equity without monthly payments. In Michigan, borrowers must complete a counseling session with a HUD-approved agency before applying. Trenton residents often use these funds for home repairs, medical expenses, or supplementing retirement income.

What Does a Reverse Mortgage Specialist in Trenton Cost?

Costs for a reverse mortgage specialist in Michigan typically include an origination fee of up to $6,000, an appraisal fee of $400 to $800, and third-party charges for title search and recording. The upfront mortgage insurance premium is 2% of the home value, and annual premiums are 0.5%. Total closing costs often range from $2,000 to $8,000, but these can be rolled into the loan. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the eligibility requirements for a reverse mortgage in Trenton Michigan?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The property must be your primary residence and meet HUD standards. Michigan law requires a mandatory counseling session before you can apply.
How much can I borrow with a reverse mortgage in Michigan?
The amount depends on your age, the appraised home value, and current interest rates. In Michigan, the maximum claim amount for an FHA-insured reverse mortgage is $1,149,825 in 2024. Younger borrowers generally qualify for less than older borrowers.