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Find Reverse Mortgage Specialists in Anoka, MN

Browse reverse mortgage specialists serving Anoka, Minnesota. Contact information and addresses listed below.

3 agents listed
Updated May 2026
Anoka, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 3 reverse mortgage specialists in Anoka, MN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Univida Mortgage Inc
2371 7th Ave #200, Anoka, MN 55303
7633232993
American Mortgage and Equity Consultants
1922 1st Ave #200, Anoka, MN 55303
9528078532
US Bank Mortgage
129 W Main St, Anoka, MN 55303
7634224400

A reverse mortgage specialist in Anoka Minnesota helps homeowners aged 62 and older convert home equity into loan proceeds. Minnesota law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. Local specialists can guide you through this process and explain how a reverse mortgage may affect your estate and heirs.

What Does a Reverse Mortgage Specialist in Anoka Cost?

Typical costs for a reverse mortgage specialist in Minnesota include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party closing costs such as appraisal and title fees. Total upfront costs often range from 5,000 to 15,000 dollars depending on the home value and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Anoka Minnesota?
You must be at least 62 years old to qualify for a Home Equity Conversion Mortgage in Anoka. All borrowers listed on the title must meet this age requirement. Minnesota law does not allow exceptions to this federal rule.
Do I need counseling before getting a reverse mortgage in Minnesota?
Yes, Minnesota requires all borrowers to complete a counseling session with a HUD-approved counselor. This session covers loan terms, costs, and alternatives. The counselor must be independent from the lender.
Can a reverse mortgage affect my Minnesota homestead exemption?
Yes, a reverse mortgage can impact your homestead classification for property tax purposes. You must continue to live in the home as your primary residence. Consult a local tax professional for Anoka County specific rules.