ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare Reverse Mortgage Specialists in Stillwater, MN
Directory of reverse mortgage specialists in Stillwater, Minnesota. Verify credentials with the state mortgage licensing authority before hiring.
11 agents listed
Updated May 2026
Stillwater, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 11 reverse mortgage specialists in Stillwater, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bell Bank Mortgage, Stig Sandell
13999 60th St N, Stillwater, MN 55082
6517835254
Andy Riemenschneider at CrossCountry Mortgage
106 S Main St Suite A, Stillwater, MN 55082
6512483788
Bell Bank Mortgage, Nick Gibbs
13999 60th St N, Stillwater, MN 55082
6512850879
Dave Amelsberg at CrossCountry Mortgage
106 Chestnut St E Suites 101-102, Stillwater, MN 55082
8777731226
Marketplace Home Mortgage
610 Main St N STE 100, Stillwater, MN 55082
6517056030
St. Croix Home Loans
105 New England Pl STE 270, Stillwater, MN 55082
6513305507
Mortgages Unlimited - Stillwater
450 Main St N #220, Stillwater, MN 55082
6513346362
Adam Long - Mortgage Loan Originator - NMLS #353982
421 S Main St Ste D1, Stillwater, MN 55082
6123961678
CrossCountry Mortgage, LLC
106 Chestnut St E Suites 101-102, Stillwater, MN 55082
6512304005
US Bank Mortgage
226 Myrtle St E, Stillwater, MN 55082
6513512406
US Bank Mortgage
6001 Stillwater Blvd, Stillwater, MN 55082
8008722657
Reverse mortgage specialists in Stillwater, Minnesota help homeowners aged 62 and older convert home equity into loan proceeds. Minnesota law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Specialists can guide you through this process and explain how property taxes and insurance must remain current to avoid default.
What Does a Reverse Mortgage Specialist in Stillwater Cost?
Typical costs for a reverse mortgage in Minnesota include an origination fee (up to 2% of the home value, capped at $6,000), a mortgage insurance premium (2% of the appraised value upfront plus 0.5% annually), and third-party fees for appraisal and title work. Total closing costs often range from $2,000 to $8,000 depending on the home value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Stillwater?
Borrowers must be at least 62 years old. All homeowners on the title must meet this age requirement.
Do I need counseling before getting a reverse mortgage in Minnesota?
Yes. Minnesota law requires borrowers to complete a counseling session with a HUD-approved counselor before applying for a reverse mortgage.
Can I lose my home with a reverse mortgage in Stillwater?
Yes. You can lose your home if you fail to pay property taxes or homeowners insurance, or if you do not maintain the property. Minnesota law does not change these federal requirements.
Free • No Obligation
Compare Reverse Mortgage Specialists
Get matched with agents in Stillwater who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.