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Find Reverse Mortgage Specialists Near You in West St Paul, MN
Browse reverse mortgage specialists serving West St Paul, Minnesota. Contact information and addresses listed below.
2 agents listed
Updated May 2026
West St Paul, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 2 reverse mortgage specialists in West St Paul, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jason Stone
985 Smith Ave S, West St Paul, MN 55118
6512532144
US Bank Mortgage
1493 S Robert St, West St Paul, MN 55118
8008722657
A reverse mortgage specialist in West St Paul, Minnesota helps homeowners aged 62 and older convert home equity into cash without monthly payments. Minnesota law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Specialists guide clients through the process, including property tax deferral options available in the state.
What Does a Reverse Mortgage Specialist in West St Paul Cost?
Typical costs for a reverse mortgage specialist in Minnesota include an origination fee of up to $6,000, a mortgage insurance premium of 2% of the home value, and third-party fees for appraisal, title search, and recording. These costs often range from $8,000 to $15,000 but can vary based on loan size and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist do in West St Paul?
A specialist explains how reverse mortgages work, helps you apply, and coordinates with HUD-approved counselors. They also review Minnesota-specific rules, such as the state's homestead property tax deferral program.
Who is eligible for a reverse mortgage in Minnesota?
You must be at least 62 years old, own your home outright or have a low mortgage balance, and live in the home as your primary residence. Minnesota law also requires you to attend a counseling session with a HUD-approved agency.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.