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Find Reverse Mortgage Specialists in Columbus, MS

Directory of reverse mortgage specialists in Columbus, Mississippi. Verify credentials with the state mortgage licensing authority before hiring.

7 agents listed
Updated May 2026
Columbus, MS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Mississippi before hiring.
Showing 7 reverse mortgage specialists in Columbus, MS Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tower Loan
1920 11 Hwy 45 N, Columbus, MS 39705
6622401352
Gum Tree Mortgage/Columbus
321 7th St N, Columbus, MS 39701
6626572530
JTS & Co. Mortgage Professional
4158 Hwy 45 N, Columbus, MS 39705
6623299090
BankFirst Mortgage
919 B College St, Columbus, MS 39701
6623282248
Trustmark Mortgage
624 Main St, Columbus, MS 39701
6623297002
Marnie Gayle - Renasant Mortgage
119 3rd St S Suite 1, Columbus, MS 39701
6622455190
Walter Mortgage Co
402 Wilkins-Wise Rd, Columbus, MS 39705
6623272108

A reverse mortgage specialist in Columbus Mississippi helps homeowners aged 62 and older convert home equity into tax-free funds. Mississippi law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage. Specialists in Columbus guide clients through this process and explain how the loan affects inheritance and property taxes.

What Does a Reverse Mortgage Specialist in Columbus Cost?

Typical costs for a reverse mortgage in Mississippi include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title work. Total closing costs often range from 5,000 to 12,000 dollars. These costs are usually financed into the loan. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Columbus Mississippi?
Borrowers must be at least 62 years old. If married, the younger spouse must also be 62 to be on the loan. Mississippi follows federal HECM rules for age and occupancy.
Do I have to own my home free and clear to get a reverse mortgage in Mississippi?
No, you do not need to own your home free and clear. You must have significant equity. The loan pays off any existing mortgage first, and you receive the remaining funds.