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Compare reverse mortgage specialists in Moss Point. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Moss Point, MS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Mississippi before hiring.
Showing 2 reverse mortgage specialists in Moss Point, MS
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Navigator Credit Union
6012 MS-63, Moss Point, MS 39563
8003443281
First Federal Savings & Loan
4201 Bellview Ave, Moss Point, MS 39563
2284756151
Reverse mortgage specialists in Moss Point, Mississippi help older homeowners convert home equity into tax-free funds without monthly payments. Mississippi law requires borrowers to receive counseling from a HUD-approved agency before closing. Specialists guide clients through the process, including property tax and insurance obligations unique to Mississippi.
What Does a Reverse Mortgage Specialist in Moss Point Cost?
Typical costs for a reverse mortgage in Mississippi include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title search. Total closing costs often range from 2,000 to 6,000 dollars depending on home value and lender. Mississippi also requires a counseling fee of about 125 to 150 dollars. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Moss Point Mississippi?
Borrowers must be at least 62 years old. All homeowners on the title must meet this age requirement under federal guidelines. Mississippi law does not add additional age restrictions.
Do I need to own my home free and clear to qualify in Moss Point?
No, you can have an existing mortgage. The reverse mortgage pays off your current loan. You must have sufficient equity, typically at least 50 percent, and the home must be your primary residence in Jackson County.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Mississippi.