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Reverse Mortgage Specialists in Pearl, MS

Directory of reverse mortgage specialists in Pearl, Mississippi. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
Pearl, MS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Mississippi before hiring.
Showing 2 reverse mortgage specialists in Pearl, MS Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tower Loan
448 N Bierdeman Rd, Pearl, MS 39208
6019398813
Trustmark Mortgage
201 Country Pl Pkwy, Pearl, MS 39208
6012086451

A reverse mortgage specialist in Pearl, Mississippi helps homeowners age 62 and older convert part of their home equity into cash. Mississippi law requires borrowers to complete HUD-approved counseling before applying. Local specialists can explain how Mississippi property tax deferral programs may interact with reverse mortgage proceeds.

What Does a Reverse Mortgage Specialist in Pearl Cost?

Typical costs for a reverse mortgage specialist in Mississippi include an origination fee of up to 2 percent of the home value (capped at 6 thousand dollars), a mortgage insurance premium of 2 percent of the appraised value, and third party fees for appraisal and title work. Total closing costs often range from 5 thousand to 10 thousand dollars. Costs vary by loan size and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Pearl Mississippi?
Borrowers must be at least 62 years old. The home must be the primary residence. Mississippi law does not add any additional age restrictions beyond federal HUD rules.
Do I need counseling before getting a reverse mortgage in Mississippi?
Yes. Federal law requires all borrowers to complete a counseling session with a HUD-approved counselor. This session covers loan terms, costs, and alternatives. Mississippi does not have a separate state counseling requirement.