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Reverse Mortgage Specialists in Southaven, MS

Looking for a reverse mortgage specialist in Southaven? Review the directory below to compare your options.

14 agents listed
Updated May 2026
Southaven, MS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Mississippi before hiring.
Showing 14 reverse mortgage specialists in Southaven, MS Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Nations Lending - Southaven, MS Branch - NMLS: 1984531
6080 Getwell Rd Suite 102, Southaven, MS 38672
6629137399
Desoto Home Mortgage - Brad Walker
6080 Getwell Rd Ste 204, Southaven, MS 38672
6628903000
The Jason Woods Home Loan Team
3964 Goodman Rd E #222, Southaven, MS 38672
6623491300
PrimeLending, a PlainsCapital Company - North Mississippi
5915 Getwell Rd bldg c, Southaven, MS 38672
9012384468
Guild Mortgage - Shelley Dunn
7145 Swinnea Rd #1, Southaven, MS 38671
9018701107
Supreme Lending Southaven
7145 Swinnea Rd #1, Southaven, MS 38671
6622685211
Desoto Home Mortgage - Jonathan Webb
6080 Getwell Rd, Southaven, MS 38672
9015192905
Community Mortgage Corp
3964 Goodman Rd E #222, Southaven, MS 38672
6623491300
First South Mortgage Lending - Jerry Hensley
185 Goodman Rd W, Southaven, MS 38671
9013369596
Stockton Mortgage
5915 Getwell Rd Suite 5, Southaven, MS 38672
6629960100
Guild Mortgage Company
7145 Swinnea Rd #1, Southaven, MS 38671
9014439130
Regions Mortgage
8819 Northwest Dr, Southaven, MS 38671
6623428426
Small Business Lender Southaven MS
70 Rasco Rd W, Southaven, MS 38671
6622628439
Guild Mortgage - Melinda Faulkner
7145 Swinnea Rd #1, Southaven, MS 38671
9018700629

What Does a Reverse Mortgage Specialist in Southaven Cost?

Typical costs for a reverse mortgage in Mississippi include an origination fee up to 2 percent of the home value or a maximum of 6000 dollars. Upfront mortgage insurance premium is 2 percent of the appraised value. Third-party costs such as appraisal title search and recording fees range from 500 to 2000 dollars. Annual mortgage insurance premiums are 0.5 percent of the loan balance. Costs vary by situation and loan type. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Southaven Mississippi?
Borrowers must be at least 62 years old. The youngest borrower on the title must meet this age requirement. Spouses under 62 may have limited protections under current HUD rules.
Do I need counseling before getting a reverse mortgage in Mississippi?
Yes. Mississippi law and HUD require all borrowers to complete a counseling session with a HUD-approved counselor. The session covers loan terms costs and alternatives. You must receive a certificate of completion before the loan can close.
What property types qualify for a reverse mortgage in Southaven?
Eligible properties include single-family homes HUD-approved condominiums and manufactured homes that meet FHA standards. The property must be your primary residence. Two-to-four unit properties may qualify if you occupy one unit.