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Find Reverse Mortgage Specialists Near You in Cape Girardeau, MO
Directory of reverse mortgage specialists in Cape Girardeau, Missouri. Verify credentials with the state mortgage licensing authority before hiring.
17 agents listed
Updated May 2026
Cape Girardeau, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 17 reverse mortgage specialists in Cape Girardeau, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Empire Finance of Cape Girardeau
1020 N Kingshighway St # A, Cape Girardeau, MO 63701
5736516576
Security Finance
125 S Broadview St #4, Cape Girardeau, MO 63703
5736513833
Mariner Finance
262 S Mt Auburn Rd, Cape Girardeau, MO 63703
5733359934
Mutual of Omaha Mortgage
3065 William St #408, Cape Girardeau, MO 63701
5735650018
Guild Mortgage - Marnie Mitchell
1200 N Kingshighway St Suite 201, Cape Girardeau, MO 63701
5732035492
Fairway Independent Mortgage Corporation
1021 Kingsway Dr Unit 11-C, Cape Girardeau, MO 63701
5736519008
Amber Lusk - The Mortgage Place
2511 Independence St #400, Cape Girardeau, MO 63703
5735769985
The Mitchell Mortgage Team - Guild Mortgage
1200 N Kingshighway St Suite 201, Cape Girardeau, MO 63701
5732035492
Sharon Burton - Mortgage Broker
121 S Broadview St #6, Cape Girardeau, MO 63703
5733823441
Movement Mortgage
1200 N Kingshighway St Suite 201, Cape Girardeau, MO 63701
8773141499
Amber Lusk Motto Mortgage Home Advisors
2511 Independence St #400, Cape Girardeau, MO 63703
5735769985
Premier American Mortgage
2932 Cuesta Dr, Cape Girardeau, MO 63701
5739795674
Guild Mortgage - Gabe Hackman
1200 N Kingshighway St Suite 201, Cape Girardeau, MO 63701
6363570456
Guild Mortgage Company
1200 N Kingshighway St Suite 201, Cape Girardeau, MO 63701
5732035492
Commerce Bank Mortgage
160 S Broadview St, Cape Girardeau, MO 63703
8443402574
Regions Mortgage
407 N Kingshighway St, Cape Girardeau, MO 63701
8003256000
Motto Mortgage Home Advisors
2511 Independence St #400, Cape Girardeau, MO 63703
5735745626
A reverse mortgage specialist in Cape Girardeau Missouri helps homeowners aged 62 and older convert home equity into loan proceeds. Missouri law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Local specialists understand the Cape Girardeau real estate market and can guide you through the application process.
What Does a Reverse Mortgage Specialist in Cape Girardeau Cost?
Typical costs for a reverse mortgage in Missouri include an origination fee up to 2 percent of the home value a mortgage insurance premium of 2 percent of the appraised value and third-party fees for appraisal title and recording. Total closing costs often range from 3000 to 8000 depending on the loan amount and property value. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What qualifications does a reverse mortgage specialist need in Missouri?
In Missouri a reverse mortgage specialist must be a licensed mortgage loan originator. They must also complete annual continuing education on reverse mortgage products. HECM loans are federally insured through the FHA.
Are there Missouri-specific rules for reverse mortgage counseling?
Yes Missouri requires borrowers to receive counseling from a HUD-approved agency before applying. The counseling session covers loan terms costs and alternatives. This rule applies to all HECM loans in the state.
How long does a reverse mortgage process take in Cape Girardeau?
The process typically takes 30 to 45 days from application to closing. This includes the mandatory counseling session appraisal and underwriting. Delays can occur if the property requires repairs to meet FHA standards.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.