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Find Reverse Mortgage Specialists in Chesterfield, MO
Looking for a reverse mortgage specialist in Chesterfield? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Chesterfield, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 20 reverse mortgage specialists in Chesterfield, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mutual of Omaha Mortgage
16090 Swingley Ridge Rd Suite 500, Chesterfield, MO 63017
6362623519
Homestead Financial Mortgage
14897 Clayton Rd, Chesterfield, MO 63017
6362714663
Gershman Mortgage - St. Louis Headquarters
16253 Swingley Ridge Rd # 200, Chesterfield, MO 63017
3148890600
Gershman Mortgage - Chesterfield
16253 Swingley Ridge Rd # 200, Chesterfield, MO 63017
3148890600
Groundwork Mortgage
687 Trade Center Blvd STE 120, Chesterfield, MO 63005
6365371005
Guild Mortgage - Jason Jacobs
17280 N Outer 40 Rd #101, Chesterfield, MO 63005
3144006405
Traci Everman at Flat Branch Home Loans (NMLS #289967)
14755 N Outer 40 Rd # 110, Chesterfield, MO 63017
3145751208
Guild Mortgage - Chris Wood
17280 N Outer 40 Rd #101, Chesterfield, MO 63005
3145189931
Knox Mortgage
13990 Olive Blvd #201, Chesterfield, MO 63017
3145757167
Flat Branch Home Loans
14755 N Outer 40 Rd # 110, Chesterfield, MO 63017
3148720998
Fidelity Home Lending
691 Trade Center Blvd, Chesterfield, MO 63005
6364392413
Midwest Equity Mortgage, NMLS# 227765
1 McBride and Son Center Dr, Chesterfield, MO 63005
3149425100
Laura Gardner at Guaranteed Rate Affinity (NMLS #308093)
1100 Town and Country Crossing Dr, Chesterfield, MO 63017
3148241508
Guild Mortgage - Francis Ruzicka
17280 N Outer 40 Rd #101, Chesterfield, MO 63005
3144006377
Frontier Mortgage
16647 Chesterfield Grove Rd Suite 115, Chesterfield, MO 63005
6368980888
Guild Mortgage Company
17280 N Outer 40 Rd #101, Chesterfield, MO 63005
3149959919
Barrett Financial Group - Tom Shepherd
100 Chesterfield Business Pkwy, Chesterfield, MO 63005
3142390539
Kerry Loy at Prosperity Home Mortgage - Chesterfield
16150 Main Cir Dr Suite 450, Chesterfield, MO 63017
3145505506
ResiMor
1200 Chesterfield Mall Suite 303, Chesterfield, MO 63017
3144748700
Select Mortgage
14515 N Outer 40 Rd Suite 140, Chesterfield, MO 63017
6365906700
A reverse mortgage specialist in Chesterfield Missouri helps homeowners aged 62 and older convert home equity into loan proceeds. Missouri law requires borrowers to complete HUD-approved counseling before obtaining a reverse mortgage. Specialists in Chesterfield guide clients through this process and explain local property tax and insurance obligations.
What Does a Reverse Mortgage Specialist in Chesterfield Cost?
Typical costs for a reverse mortgage in Missouri include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title search. These third-party fees in Chesterfield often range from 500 to 1500 dollars. Closing costs can total 3000 to 8000 dollars depending on the loan amount and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Chesterfield Missouri?
Borrowers must be at least 62 years old. All homeowners listed on the title must meet this age requirement under federal HUD rules. Missouri does not have a separate state age requirement.
Do I need counseling before getting a reverse mortgage in Missouri?
Yes. Missouri law requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. This session must occur before you submit a loan application. The counselor explains loan terms costs and alternatives.
What property types qualify for a reverse mortgage in Chesterfield?
Qualifying properties include single-family homes, townhouses, and FHA-approved condominiums. Manufactured homes may qualify if they meet HUD standards. The property must be your primary residence in Chesterfield Missouri.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.