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Find Reverse Mortgage Specialists Near You in Ellisville, MO
Compare reverse mortgage specialists in Ellisville. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Ellisville, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 4 reverse mortgage specialists in Ellisville, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Home Mortgage: Vinh Tran
174 Clarkson Rd # 135, Ellisville, MO 63011
3149548204
St Louis Home Mortgage and Retention Services
113 Old State Rd Apt 201, Ellisville, MO 63021
6365275121
Orlando D Rodriguez | Fairway Independent Mortgage Corporation Co-Branch Manager
174 Clarkson Rd # 135, Ellisville, MO 63011
3146626210
Chase Home Lending
100 Clarkson Rd, Ellisville, MO 63011
3238958120
Reverse mortgage specialists in Ellisville Missouri help homeowners aged 62 and older access home equity without monthly payments. Missouri law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage HECM. Specialists can guide you through state-specific rules including Missouri property tax deferral options for seniors.
What Does a Reverse Mortgage Specialist in Ellisville Cost?
Typical costs for a reverse mortgage in Missouri include an origination fee up to 2 percent of the home value capped at 6000 dollars. Upfront mortgage insurance premium is 2 percent of the appraised value. Third party costs like appraisal title and recording fees range from 1500 to 3500 dollars. Annual mortgage insurance premiums are 0.5 percent of the loan balance. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Ellisville Missouri?
Borrowers must be at least 62 years old. The youngest borrower on the title must meet this age requirement under federal HECM guidelines. Missouri does not have additional age restrictions beyond the federal rule.
Do I need counseling before getting a reverse mortgage in Missouri?
Yes Missouri law requires all borrowers to complete a HUD-approved counseling session before applying for a reverse mortgage. This session must be conducted by a third party not affiliated with the lender. The counselor explains loan terms costs and alternatives.
Are reverse mortgage proceeds taxable in Missouri?
No reverse mortgage proceeds are not considered taxable income by the IRS or the state of Missouri. The money you receive is a loan advance not income. However interest on the loan is not deductible until you pay it back.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.