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Compare Reverse Mortgage Specialists in Excelsior Springs, MO
Browse reverse mortgage specialists serving Excelsior Springs, Missouri. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Excelsior Springs, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 4 reverse mortgage specialists in Excelsior Springs, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Security Finance
128 Corum Rd, Excelsior Springs, MO 64024
8166372206
Wealthsprings LLC Wealth Management
118 Spring St, Excelsior Springs, MO 64024
8166301170
Family Wealthcare Center
1600 Rainbow Blvd, Excelsior Springs, MO 64024
8166303011
Edward Jones - Financial Advisor: Tracey L Richard
133 Crown Hill Rd, Excelsior Springs, MO 64024
8166309442
A reverse mortgage specialist in Excelsior Springs, Missouri helps homeowners aged 62 and older convert part of their home equity into tax-free funds. Missouri law requires that borrowers complete a counseling session with a HUD-approved counselor before obtaining a reverse mortgage. Specialists in Excelsior Springs guide clients through this process and explain how the loan affects estate planning and Medicaid eligibility.
What Does a Reverse Mortgage Specialist in Excelsior Springs Cost?
Typical costs for a reverse mortgage specialist in Missouri include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal title search and recording. These costs can total 3000 to 8000 dollars depending on the home value and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Excelsior Springs do?
A reverse mortgage specialist explains how a Home Equity Conversion Mortgage works, helps you apply, and coordinates with HUD-approved counselors. They also review Missouri-specific rules about property taxes and homeowner insurance requirements.
Who can qualify for a reverse mortgage in Missouri?
You must be at least 62 years old, own your home outright or have a low mortgage balance, and live in the home as your primary residence. You also need to complete a counseling session with a HUD-approved counselor.
Are reverse mortgage proceeds taxable in Missouri?
No, the proceeds from a reverse mortgage are not considered income for federal or Missouri state tax purposes. However, interest on the loan is not deductible until you pay it back.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.