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Directory of reverse mortgage specialists in Festus, Missouri. Verify credentials with the state mortgage licensing authority before hiring.
9 agents listed
Updated May 2026
Festus, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 9 reverse mortgage specialists in Festus, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
USA Mortgage
1115 W Gannon Dr, Festus, MO 63028
6363855232
Security Finance
345 N Creek Dr, Festus, MO 63028
6369330753
Hancock Mortgage - Mary C. Baragary
114 E Main St REAR, Festus, MO 63028
3146069436
Jaimie Stockbarger-USA Mortgage
1115 W Gannon Dr, Festus, MO 63028
3149722386
OneMain Financial
1149 E Gannon Dr, Festus, MO 63028
6369379136
Flat Branch Home Loans
380 Festus Centre Dr, Festus, MO 63028
6364894026
Eric Neal-USA Mortgage
1115 W Gannon Dr, Festus, MO 63028
6185812328
Guild Mortgage Company
116 E Beffa St, Festus, MO 63028
6366381501
Mortgage, Bank of America
998 E Gannon Dr, Festus, MO 63028
6363372354
A reverse mortgage specialist in Festus, Missouri can help seniors access home equity through a Home Equity Conversion Mortgage (HECM). Missouri law requires that borrowers receive HUD-approved counseling before applying. Festus residents benefit from local specialists who understand Jefferson County property values and the specific needs of older homeowners in the region.
What Does a Reverse Mortgage Specialist in Festus Cost?
Typical costs for a reverse mortgage specialist in Missouri include an origination fee of up to 2% of the home value, a mortgage insurance premium of 2% of the appraised value, and third-party fees for appraisal and title work. For a home valued at 250,000 dollars, total upfront costs often range from 8,000 to 15,000 dollars. Costs vary by loan type and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a reverse mortgage specialist in Festus?
A reverse mortgage specialist is a professional who guides seniors through the HECM process. In Festus, they help with loan options, counseling requirements, and Missouri-specific rules like the homestead exemption.
Do I need counseling for a reverse mortgage in Missouri?
Yes, Missouri law requires all borrowers to complete a HUD-approved counseling session before applying. This session explains loan terms, costs, and alternatives. Festus residents can attend in person or by phone.
What are the age requirements for a reverse mortgage in Festus?
You must be at least 62 years old to qualify for a HECM reverse mortgage in Missouri. The home must be your primary residence and meet FHA property standards.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.