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Find Reverse Mortgage Specialists Near You in O'Fallon, MO
Looking for a reverse mortgage specialist in O'Fallon? Review the directory below to compare your options.
14 agents listed
Updated May 2026
O'Fallon, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 14 reverse mortgage specialists in O'Fallon, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Flat Branch Home Loans
947 Waterbury Falls Dr, O'Fallon, MO 63368
6366144599
Dan Main
947 Waterbury Falls Dr, O'Fallon, MO 63368
6362844144
Mortgage Partner's Group L.L.C.
121 Triad Center W, O'Fallon, MO 63366
3144220649
FasterFunds Lending | Hard Money Lending for St. Louis, MO Area
830 Waterbury Falls Dr # 201, O'Fallon, MO 63368
6362234262
Jim Weston - Preferred Rate
3018 Winghaven Blvd, O'Fallon, MO 63368
6367340565
STL Loan Advisors
2528 State Hwy K Suite 204F, O'Fallon, MO 63368
2176915400
Melissa Gibbons - Preferred Rate
3018 Winghaven Blvd, O'Fallon, MO 63368
3144849453
Wyatt Ragar - Preferred Rate
3018 Winghaven Blvd, O'Fallon, MO 63368
3144130202
New American Funding - O'Fallon, MO
2299 Technology Dr Suite 310, O'Fallon, MO 63368
6362055223
CitiMortgage
1000 Technology Dr, O'Fallon, MO 63368
8002837918
Mortgage 143
300 Fort Zumwalt Square # 111, O'Fallon, MO 63366
3143070369
New American Funding - Erin Theobald
830 Waterbury Falls Dr ste 201 & 200, O'Fallon, MO 63368
6365411900
Preferred Rate - O'Fallon
3018 Winghaven Blvd, O'Fallon, MO 63368
3145961182
James Randall - Preferred Rate
3018 Winghaven Blvd, O'Fallon, MO 63368
3142581184
A reverse mortgage specialist in O'Fallon, Missouri helps homeowners aged 62 and older access home equity without monthly payments. Missouri law requires borrowers to complete HUD-approved counseling before applying. Specialists guide clients through the process, including loan limits and repayment rules specific to the state.
What Does a Reverse Mortgage Specialist in O'Fallon Cost?
Typical costs for a reverse mortgage specialist in Missouri include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent upfront plus 0.5 percent annually, and appraisal fees of 400 to 800 dollars. Closing costs usually range from 2,000 to 5,000 dollars. These costs are often financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in O'Fallon Missouri?
Borrowers must be at least 62 years old. All homeowners listed on the title must meet this age requirement. Missouri does not have exceptions for younger spouses.
Do I need counseling before getting a reverse mortgage in Missouri?
Yes. Missouri law requires all borrowers to complete a HUD-approved counseling session. The session covers loan terms, costs, and alternatives. The counselor must be independent from the lender.
Can I lose my home with a reverse mortgage in O Fallon?
You can lose your home if you fail to pay property taxes or homeowners insurance, or if you move out for more than 12 months. Missouri law allows a 6-month grace period to cure default before foreclosure begins.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.