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Find Reverse Mortgage Specialists Near You in Smithville, MO

Compare reverse mortgage specialists in Smithville. Review contact information and insurance categorys before you decide.

3 agents listed
Updated June 2026
Smithville, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Missouri before hiring.
Showing 3 reverse mortgage specialists in Smithville, MO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Southern Bank
100 State Rte 92, Smithville, MO 64089
(855) 452-7272 bankwithsouthern.com
Edward Jones - Financial Advisor: David D Cooper
14802 Shamrock Way Suite B-1, Smithville, MO 64089
(816) 846-3006 edwardjones.com
Keri Rotterman Nodaway Valley Bank
14402 US-169, Smithville, MO 64089
(816) 873-2929 lenders.nvb.com

What Does a Reverse Mortgage Specialist in Smithville Cost?

Typical costs for a reverse mortgage in Missouri include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and closing costs ranging from 2,000 to 5,000 dollars. Annual mortgage insurance premiums are 0.5 percent of the loan balance. These costs are often rolled into the loan. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Smithville Missouri?
Borrowers must be at least 62 years old. All owners on the title must meet this age requirement under federal law. Missouri does not have a state-specific age exception.
Do I need counseling before getting a reverse mortgage in Missouri?
Yes. Missouri law requires all reverse mortgage applicants to complete counseling with a HUD-approved agency. The counseling must happen at least 7 days before you sign any loan documents.

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