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Find Reverse Mortgage Specialists Near You in St Charles, MO
Browse reverse mortgage specialists serving St Charles, Missouri. Contact information and addresses listed below.
12 agents listed
Updated May 2026
St Charles, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 12 reverse mortgage specialists in St Charles, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First State Bank Mortgage
2850 W Clay St, St Charles, MO 63301
6369405626
Mortgage Solutions, LLC
19 Missouri Research Park Ct, St Charles, MO 63304
3142645325
Fairway Independent Mortgage Corporation
2031 Collier Corporate Pkwy #102, St Charles, MO 63303
6362779322
Shawn Tihen, Mortgage Loan Officer - First Horizon Bank
2247 Bluestone Dr, St Charles, MO 63303
6369497979
Dylan J. Estes - Branch Manager | Nexa Mortgage, LLC - Gateway Branch
3910 Old Hwy 94 S Suite 114, St Charles, MO 63304
3142500212
Brian Alkire | Fairway Independent Mortgage Corporation Branch Manager/Mortgage Originator
2031 Collier Corporate Pkwy #102, St Charles, MO 63303
3143039768
Clear Path Home Mortgage
112 Point W Blvd #500, St Charles, MO 63301
3144799550
iknowamortgageguy, LLC
2536 S Old Hwy 94 Suite 110, St Charles, MO 63303
3146078551
Dan Hasekamp | Fairway Independent Mortgage Corporation Branch Manager
2031 Collier Corporate Pkwy #102, St Charles, MO 63303
3147501847
Heather Edwards with NEXA Mortgage
3910 Old Hwy 94 S Ste 114, Office 100, St Charles, MO 63304
2513055763
Saint Charles Mortgage LLC
633 Oregon Trail Ct, St Charles, MO 63304
6362197970
Executive Lending Group LLC
22 Portwest Ct, St Charles, MO 63303
3147958677
A reverse mortgage specialist in St Charles Missouri helps homeowners aged 62 and older convert home equity into tax-free funds. Missouri law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. Local specialists guide clients through this process and explain how reverse mortgages affect property taxes and estate plans in St Charles County.
What Does a Reverse Mortgage Specialist in St Charles Cost?
Typical costs for a reverse mortgage in Missouri include an origination fee of up to 2 percent of the home value (capped at 6000 dollars), a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal title and recording. Total closing costs often range from 5000 to 15000 dollars depending on the property value and loan type. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in St Charles Missouri?
Borrowers must be at least 62 years old. The home must be the primary residence and meet FHA property standards. Missouri law does not add extra age restrictions beyond the federal HECM requirement.
Do I need counseling before getting a reverse mortgage in Missouri?
Yes, Missouri law requires all borrowers to complete a counseling session with a HUD-approved counselor. This session explains loan terms, costs, and alternatives. The counselor must be independent from the lender.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.