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Reverse Mortgage Specialists in Billings, MT

Browse reverse mortgage specialists serving Billings, Montana. Contact information and addresses listed below.

19 agents listed
Updated May 2026
Billings, MT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Montana before hiring.
Showing 19 reverse mortgage specialists in Billings, MT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Evergreen Home Loans Billings NMLS ID 2569052
1500 Poly Dr #107, Billings, MT 59102
4068319335
Guild Mortgage - Dede Stoner
3127 Central Ave #4, Billings, MT 59102
4062370104
Brian Hafner
2646 Grand Ave Suite 2, Billings, MT 59102
4062942661
Guardian Mortgage
705 5th St W, Billings, MT 59101
4062591100
Debbie Kay Raden at Cornerstone Home Lending | NMLS# 252926
2044 Broadwater Ave Suite B and C, Billings, MT 59102
3033953473
Sandy Wong - Guild Mortgage
3127 Central Ave #4, Billings, MT 59102
4062068106
Chris Ackerman at Rate (NMLS #450337)
3000 7th Ave N Suite 100, Billings, MT 59101
4068607212
Universal Lending Home Loans Powered by Lower LLC NMLS #1124061 Branch ID #2546257
2646 Grand Ave Suite 2, Billings, MT 59102
4062942660
Division Mortgage Group
1320 Division St, Billings, MT 59101
4062947207
CrossCountry Mortgage
485 S 24th St W Suite B, Billings, MT 59102
4067940190
Tawna Leonard - Mortgage Loan Originator at Universal Lending
2646 Grand Ave Suite 2, Billings, MT 59102
4062942663
Andria Eames at CrossCountry Mortgage
485 S 24th St W Suite B, Billings, MT 59102
4066905680
Audrey Kimmet at Rate (NMLS #473277)
3000 7th Ave N Suite 100, Billings, MT 59101
4062952267
Amber Hofferber, NMLS# 470802
100 N 27th St #200, Billings, MT 59101
4068393987
Guild Mortgage Company
3127 Central Ave #4, Billings, MT 59102
4062522600
Jane Jones at Rate (NMLS #523486)
3000 7th Ave N Suite 100, Billings, MT 59101
2084252397
Kimberly MacDonald-U.S. Bank Mortgage
6 24th St W, Billings, MT 59102
4066551699
Wallinder Mortgage Brokers
746 Grand Ave, Billings, MT 59101
4066554343
Rate
3000 7th Ave N Suite 100, Billings, MT 59101
2084252397

A reverse mortgage specialist in Billings Montana helps homeowners aged 62 and older convert home equity into tax-free funds. Montana law requires borrowers to complete a counseling session with a HUD-approved counselor before obtaining a Home Equity Conversion Mortgage. Specialists in Billings can guide you through the process and explain how Montana property tax deferral programs may interact with a reverse mortgage.

What Does a Reverse Mortgage Specialist in Billings Cost?

Typical costs for a reverse mortgage specialist in Montana include an origination fee of up to 2 percent of the home value with a cap of 6000 dollars. Third-party costs such as appraisal title insurance and recording fees range from 2000 to 4000 dollars. HUD requires a mandatory counseling session costing around 125 dollars. All costs can be financed into the loan. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a reverse mortgage specialist in Billings do?
A reverse mortgage specialist in Billings helps you understand if a Home Equity Conversion Mortgage is right for your situation. They explain loan terms costs and repayment requirements. They do not provide legal advice but can refer you to a Montana attorney for estate planning questions.
Are there age requirements for a reverse mortgage in Montana?
Yes you must be at least 62 years old to qualify for a reverse mortgage in Montana. All borrowers on the title must meet this age requirement. The home must be your primary residence.
What property types qualify for a reverse mortgage in Billings?
Qualifying property types include single-family homes HUD-approved condominiums and manufactured homes that meet FHA standards. The home must be in good condition and pass a FHA appraisal. Two-to-four unit properties may qualify if you occupy one unit.