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Compare reverse mortgage specialists in Missoula. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Missoula, MT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Montana before hiring.
Showing 20 reverse mortgage specialists in Missoula, MT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Montana Family Mortgage
2825 Stockyard Rd j5, Missoula, MT 59808
4066683724
Synergy One Lending
704 W Sussex Ave, Missoula, MT 59801
4065420700
RedHouse Lending
1200 S Reserve St F, Missoula, MT 59801
8667224282
Julie Lapham - StonePath Mortgage, NMLS 292964
341 SW Higgins Ave, Missoula, MT 59803
4062400032
Capital Family Mortgage
2307 Stephens Ave #7901, Missoula, MT 59801
4065491940
Stacia Timbrook
A 1001 S Higgins Ave Suite 2a, Missoula, MT 59801
4062587520
Emily Martello at CrossCountry Mortgage
1055 W Sussex Ave Suite A, Missoula, MT 59801
4065463036
Stephen Cooney with PrimeLending, A PlainsCapital Company
265 W Front St, Missoula, MT 59802
4062142550
Montana Professional Mortgage, LLC (Owner/Broker Chad Cole)
2112 Dixon Ave, Missoula, MT 59801
4065992027
PrimeLending, A PlainsCapital Company - Missoula
265 W Front St, Missoula, MT 59802
4063170162
Guild Mortgage - Dani Hallam
825 W Kent Ave Suite 5, Missoula, MT 59801
4063704615
Brian Richichi - Stockman Bank
3615 Brooks St, Missoula, MT 59801
4065404617
Michelle Allen at CrossCountry Mortgage
1055 W Sussex Ave Suite A, Missoula, MT 59801
4065503747
Matt Gehr with PrimeLending, a PlainsCapital Company
265 W Front St, Missoula, MT 59802
4065291537
Scott Lucier - Branch Manager loanDepot Mortgage
534 N Higgins Ave, Missoula, MT 59802
4068805155
Bryon Smith Mortgage llc
1014 South Ave W C, Missoula, MT 59801
4065418100
Scott Olson at CrossCountry Mortgage, LLC
1055 W Sussex Ave, Missoula, MT 59801
4065101655
Missoula Mortgage Inc
1721 South Ave W, Missoula, MT 59801
4067210331
Chris Koppang
2727 Juneau Ct, Missoula, MT 59804
4063961850
Mountain Valley Mortgage
2112 Dixon Ave, Missoula, MT 59801
4063604507
A reverse mortgage specialist in Missoula helps homeowners aged 62 and older access home equity without monthly payments. Montana law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. Specialists guide clients through loan terms, repayment triggers, and the impact on Montana estate planning.
What Does a Reverse Mortgage Specialist in Missoula Cost?
Typical costs for a reverse mortgage in Montana include an origination fee up to 2 percent of the home value (capped at 6000 dollars), a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal title and recording. Total closing costs often range from 3000 to 8000 dollars. Costs vary by loan size and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Missoula Montana?
Borrowers must be at least 62 years old. If there are multiple owners, all must meet this age requirement. Montana follows federal HUD guidelines for HECM loans.
Do I need counseling before getting a reverse mortgage in Montana?
Yes, Montana law requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. This session covers loan costs, alternatives, and your obligations as a borrower.
Can I lose my home with a reverse mortgage in Missoula?
Yes, if you fail to pay property taxes, maintain homeowners insurance, or keep the home in good repair. You must also continue to occupy the home as your primary residence.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Montana.