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Find Reverse Mortgage Specialists Near You in Whitefish, MT
Compare reverse mortgage specialists in Whitefish. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Whitefish, MT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Montana before hiring.
Showing 5 reverse mortgage specialists in Whitefish, MT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Black Diamond Mortgage Corporation
307 Spokane Ave #103, Whitefish, MT 59937
4068624999
CrossCountry Mortgage | Ed Nissen
1581 Baker Ave B, Whitefish, MT 59937
4062619223
Natalie Lenderman, Ascent Mortgage Partners
807 Spokane Ave Suite 201, Whitefish, MT 59937
4062507713
Jon Peckham - Stockman Bank
6588 U.S. 93 S, Whitefish, MT 59901
4068637905
CrossCountry Mortgage | Whitefish, MT
1581 Baker Ave B, Whitefish, MT 59937
4062619223
A reverse mortgage specialist in Whitefish Montana helps homeowners aged 62 and older convert home equity into cash without selling their home. Montana law requires that borrowers receive independent counseling from a HUD-approved agency before closing a Home Equity Conversion Mortgage (HECM). Specialists in Flathead County can guide you through the specific requirements of Montana property tax deferral programs that may interact with your reverse mortgage.
What Does a Reverse Mortgage Specialist in Whitefish Cost?
Typical costs for a reverse mortgage specialist in Whitefish Montana include an origination fee of up to 2 percent of the home value (capped at 6000 dollars), a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal title and recording. Total closing costs often range from 8000 to 15000 dollars. Montana does not add state-specific fees beyond standard recording costs. These costs are usually rolled into the loan balance. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Whitefish Montana?
Borrowers must be at least 62 years old. If married, the younger spouse must also be 62 to be a co-borrower. Montana law does not lower this federal age requirement.
Do I need counseling before getting a reverse mortgage in Montana?
Yes, Montana law requires independent HUD-approved counseling for all HECM reverse mortgages. The counseling session must be completed before you can submit a loan application. This ensures you understand the costs and obligations.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Montana.