Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Nebraska before hiring.
Showing 3 reverse mortgage specialists in Gretna, NE
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Brian Farley | Mortgage Advisor | NMLS# 1042183
921 Village Square, Gretna, NE 68028
4023847150
CharterWest Bank Mortgage & Loan Office-Gretna
921 Village Square, Gretna, NE 68028
4023847155
Michele Stagemeyer | Mortgage Advisor | NMLS# 597832
921 Village Square, Gretna, NE 68028
4023847149
What Does a Reverse Mortgage Specialist in Gretna Cost?
Typical costs for a reverse mortgage in Nebraska include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third party fees such as appraisal and title search. These fees often total between 3000 and 8000 dollars depending on the loan amount and property value. Nebraska does not have state specific fees beyond standard HECM costs. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Gretna Nebraska?
Borrowers must be at least 62 years old. For married couples, both spouses must meet this age requirement if they are both on the title. Nebraska law does not allow exceptions to this federal rule.
Do I need counseling before getting a reverse mortgage in Nebraska?
Yes, Nebraska requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. This session covers loan terms, costs, and alternatives. The counselor must be independent from the lender.
Can I lose my home with a reverse mortgage in Gretna?
You can lose your home if you fail to pay property taxes, homeowners insurance, or maintain the property. Nebraska law gives a 30 day cure period after a notice of default. You must also keep the home as your primary residence.