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Compare Reverse Mortgage Specialists in Carson City, NV
Directory of reverse mortgage specialists in Carson City, Nevada. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Carson City, NV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Nevada before hiring.
Showing 5 reverse mortgage specialists in Carson City, NV
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Robert Kyle Rush
4620 S Carson St STE 1, Carson City, NV 89701
7758856892
PrimeLending, A PlainsCapital Company - Carson City
712 E Musser St, Carson City, NV 89701
7758865700
Bryan Brady at CrossCountry Mortgage
804 N Division St, Carson City, NV 89703
7755673266
Greater Nevada Mortgage - Jennifer Morrison
481 Eagle Station Ln, Carson City, NV 89701
7758861926
Greater Nevada Mortgage - Steffani Wright
4070 Silver Sage Dr, Carson City, NV 89701
7758861979
A reverse mortgage specialist in Carson City Nevada helps homeowners aged 62 and older convert home equity into tax-free funds. Nevada law requires all reverse mortgage originators to hold a valid state license and provide borrowers with a detailed disclosure of loan terms. Specialists in Carson City can guide you through the federally insured Home Equity Conversion Mortgage HECM program and explain how Nevada property tax deferral options may interact with your loan.
What Does a Reverse Mortgage Specialist in Carson City Cost?
Typical costs for a reverse mortgage specialist in Nevada include an origination fee of up to 2 percent of the home value capped at 6000 dollars. Closing costs such as appraisal title insurance and recording fees generally range from 2000 to 5000 dollars. An upfront mortgage insurance premium of 2 percent of the appraised value is also required. These costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Carson City Nevada?
You must be at least 62 years old to qualify for a federally insured HECM reverse mortgage in Nevada. All borrowers on the title must meet this age requirement. The specialist will verify your age during the application process.
Do I need to own my home free and clear to get a reverse mortgage in Carson City?
No you do not need to own your home free and clear. You can still qualify if you have an existing mortgage as long as you have enough equity. The reverse mortgage proceeds must first pay off any current mortgage balance. A specialist can help you determine if you meet equity requirements.
Are reverse mortgage proceeds taxable in Nevada?
Reverse mortgage proceeds are not considered income by the IRS or the state of Nevada. Therefore they are not subject to state or federal income tax. However you should consult a tax professional for advice specific to your situation. Nevada has no state income tax which can be beneficial for retirees.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Nevada.