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Find Reverse Mortgage Specialists Near You in Milford, NH
Directory of reverse mortgage specialists in Milford, New Hampshire. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Milford, NH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Hampshire before hiring.
Showing 4 reverse mortgage specialists in Milford, NH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Elite Mortgage Group
300 Elm St Unit 2, Milford, NH 03055
6036966900
Scott Rienert / Elite Mortgage Group
300 Elm St Unit 2, Milford, NH 03055
6036966900
Elite Mortgage Group - Eryk Thomas
300 Elm St Unit 2, Milford, NH 03055
9782735224
Best Rate Mortgage & Equity Group, LLC
80 South St #6, Milford, NH 03055
6039305706
A reverse mortgage specialist in Milford, New Hampshire helps homeowners aged 62 and older convert home equity into tax-free funds. New Hampshire law requires borrowers to complete a counseling session with a HUD-approved counselor before obtaining a reverse mortgage. Milford residents often use these loans to supplement retirement income or cover home repairs.
What Does a Reverse Mortgage Specialist in Milford Cost?
Typical costs for a reverse mortgage in New Hampshire include an origination fee of up to $6,000, a mortgage insurance premium of 2% of the home value, and an appraisal fee of $400 to $800. Closing costs can range from $2,000 to $5,000. Counseling fees are separate and usually between $125 and $250. These costs vary by lender and loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Milford do?
A reverse mortgage specialist guides you through the process of obtaining a Home Equity Conversion Mortgage (HECM). They explain loan terms, eligibility, and repayment options. They also help you understand New Hampshire-specific rules, such as the requirement for counseling.
Are there age requirements for a reverse mortgage in New Hampshire?
Yes, all borrowers must be at least 62 years old. The home must be your primary residence. New Hampshire law does not have additional age restrictions beyond federal HECM rules.
What are the costs of a reverse mortgage in New Hampshire?
Costs include an origination fee, mortgage insurance premium, appraisal fee, and closing costs. In New Hampshire, the origination fee is capped at $6,000 for most HECM loans. You may also pay for a mandatory counseling session, which typically costs $125 to $250.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Hampshire.