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Find Reverse Mortgage Specialists in Clinton, NJ

Compare reverse mortgage specialists in Clinton. Review contact information and insurance categorys before you decide.

5 agents listed
Updated June 2026
Clinton, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 5 reverse mortgage specialists in Clinton, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Al Esposito at Guaranteed Rate Affinity (NMLS #106827)
186 Center St, Clinton, NJ 08809
(908) 546-5617 grarate.com
Joe Johnson at Guaranteed Rate Affinity (NMLS #460181)
186 Center St, Clinton, NJ 08809
(908) 546-5642 grarate.com
Chase Mortgage
190 Center St, Clinton, NJ 08809
(732) 991-3193 chase.com
PNC Mortgage
35 Old Hwy 22, Clinton, NJ 08809
(908) 735-9400 pnc.com
Guaranteed Rate of Clinton
12 E Main St Unit C, Clinton, NJ 08809
(609) 481-3623

What Does a Reverse Mortgage Specialist in Clinton Cost?

Typical costs for a reverse mortgage specialist in New Jersey include origination fees which can range from 0.5 percent to 2 percent of the home value. Appraisal fees usually cost between 400 and 600 dollars. Closing costs may total 2,000 to 5,000 dollars depending on the loan size. These fees are often financed into the loan. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a reverse mortgage specialist in Clinton New Jersey do?
A reverse mortgage specialist assists seniors in understanding and applying for reverse mortgages. They explain loan terms, costs, and eligibility requirements specific to New Jersey. They also coordinate with HUD approved counselors as required by state law.
Are there New Jersey specific rules for reverse mortgages?
Yes New Jersey requires all reverse mortgage applicants to receive counseling from a HUD approved agency. The state also mandates a three day right of rescission after closing. Specialists must follow these rules to protect borrowers.
How do I choose a reverse mortgage specialist in Clinton?
Look for a specialist licensed in New Jersey with experience in reverse mortgage products. Check their credentials and ask about their knowledge of local property values in Hunterdon County. A good specialist will explain all fees and options clearly.

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