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Find Reverse Mortgage Specialists in Clinton, NJ

Browse reverse mortgage specialists serving Clinton, New Jersey. Contact information and addresses listed below.

5 agents listed
Updated May 2026
Clinton, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 5 reverse mortgage specialists in Clinton, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Al Esposito at Guaranteed Rate Affinity (NMLS #106827)
186 Center St, Clinton, NJ 08809
9085465617
Joe Johnson at Guaranteed Rate Affinity (NMLS #460181)
186 Center St, Clinton, NJ 08809
9085465642
Chase Mortgage
190 Center St, Clinton, NJ 08809
7329913193
PNC Mortgage
35 Old Hwy 22, Clinton, NJ 08809
9087359400
Guaranteed Rate of Clinton
12 E Main St Unit C, Clinton, NJ 08809
6094813623

A reverse mortgage specialist in Clinton New Jersey helps homeowners aged 62 and older convert home equity into cash. New Jersey law requires borrowers to complete a counseling session with a HUD approved counselor before applying. Specialists guide clients through the process and ensure compliance with state regulations.

What Does a Reverse Mortgage Specialist in Clinton Cost?

Typical costs for a reverse mortgage specialist in New Jersey include origination fees which can range from 0.5 percent to 2 percent of the home value. Appraisal fees usually cost between 400 and 600 dollars. Closing costs may total 2,000 to 5,000 dollars depending on the loan size. These fees are often financed into the loan. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a reverse mortgage specialist in Clinton New Jersey do?
A reverse mortgage specialist assists seniors in understanding and applying for reverse mortgages. They explain loan terms, costs, and eligibility requirements specific to New Jersey. They also coordinate with HUD approved counselors as required by state law.
Are there New Jersey specific rules for reverse mortgages?
Yes New Jersey requires all reverse mortgage applicants to receive counseling from a HUD approved agency. The state also mandates a three day right of rescission after closing. Specialists must follow these rules to protect borrowers.