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Find Reverse Mortgage Specialists in Cranford, NJ

Compare reverse mortgage specialists in Cranford. Review contact information and insurance categorys before you decide.

18 agents listed
Updated June 2026
Cranford, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 18 reverse mortgage specialists in Cranford, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Alliance Home Mortgage
20 Jackson Dr 2nd floor, Cranford, NJ 07016
(732) 582-3338 fahmloans.com
HomeGotOwned Mortgages
205 N Ave W, Cranford, NJ 07016
(908) 858-2220 homegotowned.com
The Vindman Lending Team
14 Commerce Dr, Cranford, NJ 07016
(732) 757-7975
H&R Funding, LLC
216 N Ave E, Cranford, NJ 07016
(908) 460-3890 hrfundingllc.com
Union Home Mortgage
20 Commerce Dr # 330, Cranford, NJ 07016
(908) 651-4589 uhm.com
Brian Homowitz at CrossCountry Mortgage
14 Commerce Dr Suite 400, Cranford, NJ 07016
(866) 840-6158 brianhomowitz.com
Matthew Sura - Union Home Mortgage - NMLS 0507391
20 Commerce Dr # 330, Cranford, NJ 07016
(917) 838-8907 uhm.com
Wessex Mortgage Advocates
20 Commerce Dr Suite 135, Cranford, NJ 07016
(862) 930-5057 wessexma.com
Albert Rapoport at CrossCountry Mortgage
14 Commerce Dr Suite 400, Cranford, NJ 07016
(877) 773-1226 mycarbonteam.com
SunQuest Funding, LLC
184 N Ave E #300, Cranford, NJ 07016
(800) 379-1829 sqf.net
Regional Home Mortgage
1150 Raritan Rd # 104, Cranford, NJ 07016
(908) 325-6003 regionalhomemortgage.com
Susan Rollet - Platinum Mortgage
14 Commerce Dr Suite 400, Cranford, NJ 07016
(877) 773-1226 ccm.com
John Cassara with H&R Funding Mortgage LLC
216 N Ave E, Cranford, NJ 07016
(908) 644-4131 hrfundingllc.com
Tony Sanchez - American Mortgage Company
312 N Ave E, Cranford, NJ 07016
(973) 885-4569 tonymortgage.com
Larry Vindman at CrossCountry Mortgage
14 Commerce Dr Ste 400, Cranford, NJ 07016
(908) 721-5834 crosscountrymortgage.com
Regional Reverse Mortgage
1150 Raritan Rd # 104, Cranford, NJ 07016
(908) 325-6022 regionalreverse.com
James Favilla | Regional Reverse Mortgage
1150 Raritan Rd # 104, Cranford, NJ 07016
(732) 239-4855
Reverse Mortgages in PA, NJ, MD, DE, FL, & VA NMLS 5034
20 Jackson Dr, Cranford, NJ 07016
(877) 880-6681 thereversemortgageteam.com

What Does a Reverse Mortgage Specialist in Cranford Cost?

Typical costs for a reverse mortgage in New Jersey include an origination fee of up to 2 percent of the home value or $6,000, whichever is less. Closing costs such as appraisal and title fees range from $2,000 to $5,000. The upfront mortgage insurance premium is 2 percent of the appraised value. Annual mortgage insurance premiums are 0.5 percent of the loan balance. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a reverse mortgage specialist in Cranford do?
A reverse mortgage specialist helps you understand loan options and eligibility. They explain how the loan works and assist with the application process. In New Jersey, they must follow state rules including mandatory counseling.
Do I need to own my home free and clear to qualify in Cranford?
No, you do not need to own your home free and clear. You must have significant equity in the property. The reverse mortgage pays off any existing mortgage balance first.

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