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Compare Reverse Mortgage Specialists in Cranford, NJ
Compare reverse mortgage specialists in Cranford. Review contact information and insurance categorys before you decide.
18 agents listed
Updated May 2026
Cranford, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 18 reverse mortgage specialists in Cranford, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Alliance Home Mortgage
20 Jackson Dr 2nd floor, Cranford, NJ 07016
7325823338
HomeGotOwned Mortgages
205 N Ave W, Cranford, NJ 07016
9088582220
The Vindman Lending Team
14 Commerce Dr, Cranford, NJ 07016
7327577975
H&R Funding, LLC
216 N Ave E, Cranford, NJ 07016
9084603890
Union Home Mortgage
20 Commerce Dr # 330, Cranford, NJ 07016
9086514589
Brian Homowitz at CrossCountry Mortgage
14 Commerce Dr Suite 400, Cranford, NJ 07016
8668406158
Matthew Sura - Union Home Mortgage - NMLS 0507391
20 Commerce Dr # 330, Cranford, NJ 07016
9178388907
Wessex Mortgage Advocates
20 Commerce Dr Suite 135, Cranford, NJ 07016
8629305057
Albert Rapoport at CrossCountry Mortgage
14 Commerce Dr Suite 400, Cranford, NJ 07016
8777731226
SunQuest Funding, LLC
184 N Ave E #300, Cranford, NJ 07016
8003791829
Regional Home Mortgage
1150 Raritan Rd # 104, Cranford, NJ 07016
9083256003
Susan Rollet - Platinum Mortgage
14 Commerce Dr Suite 400, Cranford, NJ 07016
8777731226
John Cassara with H&R Funding Mortgage LLC
216 N Ave E, Cranford, NJ 07016
9086444131
Tony Sanchez - American Mortgage Company
312 N Ave E, Cranford, NJ 07016
9738854569
Larry Vindman at CrossCountry Mortgage
14 Commerce Dr Ste 400, Cranford, NJ 07016
9087215834
Regional Reverse Mortgage
1150 Raritan Rd # 104, Cranford, NJ 07016
9083256022
James Favilla | Regional Reverse Mortgage
1150 Raritan Rd # 104, Cranford, NJ 07016
7322394855
Reverse Mortgages in PA, NJ, MD, DE, FL, & VA NMLS 5034
20 Jackson Dr, Cranford, NJ 07016
8778806681
A reverse mortgage specialist in Cranford New Jersey can help homeowners aged 62 and older convert home equity into cash. New Jersey law requires borrowers to complete a counseling session with a HUD-approved counselor before applying. Specialists guide clients through the process and explain how the loan affects property taxes and estate plans.
What Does a Reverse Mortgage Specialist in Cranford Cost?
Typical costs for a reverse mortgage in New Jersey include an origination fee of up to 2 percent of the home value or $6,000, whichever is less. Closing costs such as appraisal and title fees range from $2,000 to $5,000. The upfront mortgage insurance premium is 2 percent of the appraised value. Annual mortgage insurance premiums are 0.5 percent of the loan balance. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Cranford do?
A reverse mortgage specialist helps you understand loan options and eligibility. They explain how the loan works and assist with the application process. In New Jersey, they must follow state rules including mandatory counseling.
Do I need to own my home free and clear to qualify in Cranford?
No, you do not need to own your home free and clear. You must have significant equity in the property. The reverse mortgage pays off any existing mortgage balance first.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.