Skip to main content

Compare Reverse Mortgage Specialists in Dunellen, NJ

Looking for a reverse mortgage specialist in Dunellen? Review the directory below to compare your options.

3 agents listed
Updated June 2026
Dunellen, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 3 reverse mortgage specialists in Dunellen, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Shianna Patron
121 N Washington Ave Suite 1, Dunellen, NJ 08812
(201) 903-5462 prmg.net
MortgageswithStephany
121 N Washington Ave, Dunellen, NJ 08812
(908) 405-8152 prmg.net
CrossCountry Mortgage, LLC
200 Pulaski St, Dunellen, NJ 08812
(848) 702-9174 crosscountrymortgage.com

What Does a Reverse Mortgage Specialist in Dunellen Cost?

Typical costs for a reverse mortgage in New Jersey include an origination fee of up to 2 percent of the home value (capped at $6,000), a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal ($400 to $800), title search, and recording fees. Counseling costs range from $125 to $250. Total closing costs often range from $5,000 to $12,000 depending on the home value and lender. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the eligibility requirements for a reverse mortgage in Dunellen?
You must be at least 62 years old, own your home outright or have a low mortgage balance, and live in the home as your primary residence. New Jersey law also requires you to complete a HUD-approved counseling session before applying.
How does New Jersey law affect reverse mortgage proceeds?
New Jersey does not tax reverse mortgage proceeds as income, and they do not affect Social Security or Medicare benefits. However, you must still pay property taxes, homeowners insurance, and maintain the home as required by HUD.

Reverse Mortgage Specialists in Other New Jersey Cities