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Compare Reverse Mortgage Specialists in East Brunswick, NJ
Browse reverse mortgage specialists serving East Brunswick, New Jersey. Contact information and addresses listed below.
12 agents listed
Updated May 2026
East Brunswick, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 12 reverse mortgage specialists in East Brunswick, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chuck Tegano, CMA - AnnieMac Home Mortgage
197 NJ-18 Suite 110S, East Brunswick, NJ 08816
7323170735
PrimeLending, A PlainsCapital Company - Brunswick
197 NJ-18 Suite 205N, East Brunswick, NJ 08816
7325437200
Jersey Financial: Mortgage Broker Division — Powered by Axios Financial
180 Tices Ln Bldg A - Suite 104B, East Brunswick, NJ 08816
8885341117
Jerry Pucci NMLS 2040841 PrimeLending
197 NJ-18 Suite 205N, East Brunswick, NJ 08816
7327130124
Gallo Mortgage Team with Aceland Mortgage, LLC
16 Emerson St, East Brunswick, NJ 08816
7322396221
Arthur Kautsky at Guaranteed Rate Affinity (NMLS #12707)
51 Arthur St Ste H, East Brunswick, NJ 08816
7328509076
Advisors Mortgage Group - East Brunswick, NJ
317 Rues Ln, East Brunswick, NJ 08816
7323904800
Edmund Mawhinney NMLS# 241133 - PrimeLending, A PlainsCapital Company
Rt. 18 S Suite 205N, East Brunswick, NJ 08816
6095130872
Bryan Luckner, 626324, PrimeLending
197 NJ-18 Suite 205N, East Brunswick, NJ 08816
7324707209
Michael Levine
557 Cranbury Rd suite 23, East Brunswick, NJ 08816
7322672067
Salvation Financial Inc.
197 NJ-18 N 201, East Brunswick, NJ 08816
8488002040
Nexpanse Financial LLC
C2 Brier Hill Ct Suite 201, East Brunswick, NJ 08816
7323107064
A reverse mortgage specialist in East Brunswick, New Jersey helps homeowners aged 62 and older convert home equity into loan proceeds. New Jersey law requires borrowers to complete a counseling session with a HUD-approved counselor before applying. These specialists guide clients through the process, including understanding repayment terms and property tax obligations under state law.
What Does a Reverse Mortgage Specialist in East Brunswick Cost?
Typical costs for a reverse mortgage specialist in New Jersey include an origination fee (up to $6,000 or 2.5% of the home value, whichever is less), a mortgage insurance premium (2% of the appraised value upfront plus 0.5% annually), and third-party fees such as appraisal ($400 to $800) and title insurance ($500 to $1,500). Total closing costs often range from $5,000 to $15,000. These costs can be financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a reverse mortgage specialist in East Brunswick?
A reverse mortgage specialist is a licensed professional who helps seniors apply for a Home Equity Conversion Mortgage (HECM) in East Brunswick. They explain eligibility, loan terms, and how New Jersey property tax deferral programs may interact with the loan.
What are the eligibility requirements for a reverse mortgage in New Jersey?
Borrowers must be at least 62 years old, own their home outright or have a low mortgage balance, and live in the property as their primary residence. New Jersey law also mandates a HUD-approved counseling session before the loan can proceed.
How does a reverse mortgage affect my heirs in New Jersey?
Heirs can repay the loan by selling the home or using other funds. Under New Jersey law, they have up to 12 months after the last borrower dies or moves out to settle the debt without penalty. The loan is non-recourse, so heirs are not responsible for any shortfall.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.