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Find Reverse Mortgage Specialists in Englewood, NJ
Directory of reverse mortgage specialists in Englewood, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Englewood, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 reverse mortgage specialists in Englewood, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Home Financing Experts New Jersey
106 W Palisade Ave Suite 201, Englewood, NJ 07631
2018577001
Chase Home Lending
50 Grand Ave, Englewood, NJ 07631
2015687143
A reverse mortgage specialist in Englewood New Jersey helps homeowners aged 62 and older convert part of their home equity into tax-free funds. New Jersey law requires borrowers to complete a counseling session with a HUD-approved counselor before applying. This service is particularly relevant for Englewood residents who want to stay in their homes while accessing cash for expenses like repairs or medical bills.
What Does a Reverse Mortgage Specialist in Englewood Cost?
Typical costs for a reverse mortgage in New Jersey include an origination fee up to 2 percent of the home value capped at 6000 dollars, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal title search and recording. Total closing costs often range from 5000 to 15000 dollars depending on the home value and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Englewood New Jersey?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The property must be your primary residence and meet Federal Housing Administration standards. New Jersey does not have state-specific age limits beyond the federal requirement.
Do I need to complete counseling before getting a reverse mortgage in New Jersey?
Yes. New Jersey law requires all reverse mortgage applicants to attend a counseling session with a HUD-approved counselor. This session covers loan terms, costs, and alternatives. You must receive a signed counseling certificate before the lender can process your application.
How does a reverse mortgage affect my heirs in Englewood New Jersey?
When the last borrower dies or moves out permanently the loan becomes due. Heirs can repay the loan balance or sell the home to satisfy the debt. New Jersey law protects heirs from owing more than the home is worth at the time of sale.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.