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Find Reverse Mortgage Specialists in Fairfield, NJ
Compare reverse mortgage specialists in Fairfield. Review contact information and insurance categorys before you decide.
9 agents listed
Updated May 2026
Fairfield, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 9 reverse mortgage specialists in Fairfield, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Absolute Home Mortgage Corporation
165 Passaic Ave Suite 411, Fairfield, NJ 07004
8558882462
Forward Mortgage, LLC - New Jersey Mortgage Broker
277 Fairfield Rd # 333, Fairfield, NJ 07004
9732644922
Crown Home Mortgage
330 Passaic Ave Suite 204, Fairfield, NJ 07004
8558882462
Absolute Home Mortgage Corp: Lucas Hernandez
165 Passaic Ave Suite 411, Fairfield, NJ 07004
3475228925
INTENTION MORTGAGE
271 US-46 H202-203, Fairfield, NJ 07004
9732155626
Capital First Mortgage, LLC
277 Fairfield Rd #104, Fairfield, NJ 07004
9737957800
Independence Home Mortgage Corp
230 Passaic Ave STE 3, Fairfield, NJ 07004
8627028320
Angelo Straface | Sales Manager | NMLS ID #1488456
165 Passaic Ave Suite 411, Fairfield, NJ 07004
9732001921
Keith Corsi - Mortgage Broker - NMLS 1727594
271 US-46, Fairfield, NJ 07004
9737251038
A reverse mortgage specialist in Fairfield, New Jersey helps older homeowners access home equity without monthly payments. New Jersey law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. Fairfield residents can use these funds for home repairs, healthcare costs, or supplementing retirement income.
What Does a Reverse Mortgage Specialist in Fairfield Cost?
Typical costs for a reverse mortgage in New Jersey include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal, title search, and recording. Total closing costs often range from 5,000 to 8,000 dollars for a home valued at 400,000 dollars. These costs can be financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Fairfield New Jersey?
Borrowers must be at least 62 years old. All homeowners listed on the title must meet this age requirement. New Jersey follows federal HUD guidelines for age eligibility.
Do I need counseling before getting a reverse mortgage in New Jersey?
Yes, New Jersey law requires all borrowers to complete a counseling session with a HUD-approved counselor. This session must happen before you submit your loan application. The counselor explains the costs, risks, and alternatives.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.