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Reverse Mortgage Specialists in Hamilton Township, NJ
Directory of reverse mortgage specialists in Hamilton Township, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
12 agents listed
Updated May 2026
Hamilton Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 12 reverse mortgage specialists in Hamilton Township, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lennar Mortgage, LLC New Jersey
2465 Kuser Rd 3rd Floor, Hamilton Township, NJ 08690
6092452240
Advisors Mortgage Group - Hamilton, NJ
1300 Kuser Rd, Hamilton Township, NJ 08619
6098381752
Dennis J Dennis | Fairway Independent Mortgage Corporation Branch Manager
2127 NJ-33, Hamilton Township, NJ 08690
6094485626
Mortgage Network Solutions
1970 NJ-33 Suite 101, Hamilton Township, NJ 08690
6098907171
The Money Store
3500 Quakerbridge Rd Suite 105, Hamilton Township, NJ 08619
6095860020
Nelson Abreu, The Money Store
3500 Quakerbridge Rd Suite 105, Hamilton Township, NJ 08619
6092363576
Elmer Perez Mortgage
100 Horizon Center Blvd Suite 217, Hamilton Township, NJ 08691
6097892844
Fairway Independent Mortgage Corporation
2127 NJ-33, Hamilton Township, NJ 08690
6094485626
Creative Hard Money, LLC
508 Whitehorse Mercerville Rd, Hamilton Township, NJ 08610
2153920300
Steve Umansky - Stellar Mortgage Banker NMLS 61764
100 Horizon Center Blvd, Hamilton Township, NJ 08691
2672419900
John Reindel, The Money Store
3500 Quakerbridge Rd Suite 105, Hamilton Township, NJ 08619
9083999550
Hamilton Mortgage Advise
7 Ovington Dr, Hamilton Township, NJ 08620
8554954776
A reverse mortgage specialist in Hamilton Township, New Jersey helps homeowners aged 62 and older convert home equity into tax-free funds. New Jersey law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Specialists in Mercer County can guide you through this process and explain how local property taxes and insurance requirements apply.
What Does a Reverse Mortgage Specialist in Hamilton Township Cost?
Typical costs for a reverse mortgage specialist in New Jersey include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal, title search, and recording. These costs can range from 2000 to 6000 dollars depending on the home value and loan terms. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a reverse mortgage specialist in Hamilton Township?
A reverse mortgage specialist is a licensed professional who helps seniors in Hamilton Township understand and apply for reverse mortgages. They explain loan terms, costs, and New Jersey specific rules such as mandatory counseling and non-recourse protections.
What are the New Jersey requirements for a reverse mortgage?
New Jersey requires all borrowers to complete a counseling session with a HUD-approved agency before applying. The loan must be a HECM insured by the FHA. Borrowers must also continue to pay property taxes and homeowners insurance to avoid default.
How do I choose a reverse mortgage specialist in Hamilton Township?
Look for a specialist licensed in New Jersey with experience in HECM loans. Check their credentials with the New Jersey Department of Banking and Insurance. Ask about their familiarity with local property values and tax rules in Mercer County.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.