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Compare Reverse Mortgage Specialists in Hillsborough Township, NJ
Browse reverse mortgage specialists serving Hillsborough Township, New Jersey. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Hillsborough Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 reverse mortgage specialists in Hillsborough Township, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mark Sanders at Prosperity Home Mortgage - Hillsborough
408 US-206, Hillsborough Township, NJ 08844
6097074756
Crossroads Financial Mortgage Inc.
450 Amwell Rd Suite J-4, Hillsborough Township, NJ 08844
9082210304
A reverse mortgage specialist in Hillsborough Township, New Jersey helps seniors aged 62 and older convert home equity into tax-free funds without monthly payments. In New Jersey, borrowers must complete a HUD-approved counseling session before applying. Local specialists can explain how New Jersey property tax deferral programs may interact with reverse mortgage proceeds.
What Does a Reverse Mortgage Specialist in Hillsborough Township Cost?
Typical costs for a reverse mortgage in New Jersey include an origination fee of up to 2% of the home value, a mortgage insurance premium of 2% of the appraised value, and third-party fees such as appraisal and title search. These fees can total between 2000 and 6000 dollars. Costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Hillsborough Township?
Borrowers must be at least 62 years old. If there are multiple borrowers on the title, the youngest borrower must meet this age requirement. New Jersey law does not change this federal rule.
Do I need to own my home free and clear to get a reverse mortgage in New Jersey?
No, you can have an existing mortgage. The reverse mortgage proceeds must first pay off any current mortgage or liens. The remaining funds are then available to you.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.