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Compare Reverse Mortgage Specialists in Lawrence Township, NJ
Looking for a reverse mortgage specialist in Lawrence Township? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Lawrence Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 reverse mortgage specialists in Lawrence Township, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Erick Rodriguez
1618 Brunswick Ave Suite 203, Lawrence Township, NJ 08648
6099640672
Professional Mortgage Associates
1763-1765 Brunswick Ave, Lawrence Township, NJ 08648
6402560008
A reverse mortgage specialist in Lawrence Township New Jersey helps older homeowners access home equity without selling their property. New Jersey law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage HECM. Specialists guide clients through the process including eligibility requirements unique to New Jersey property tax deferral programs.
What Does a Reverse Mortgage Specialist in Lawrence Township Cost?
Typical costs for a reverse mortgage specialist in New Jersey include an origination fee up to 2 percent of the home value capped at 6000 dollars. Third party costs such as appraisal title search and recording fees range from 1000 to 3000 dollars. The upfront mortgage insurance premium is 2 percent of the home value. These costs vary by situation and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Lawrence Township New Jersey?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The property must be the primary residence and a single family home or HUD approved condominium. New Jersey law does not require a separate state license beyond federal HECM requirements.
How does a reverse mortgage affect New Jersey property taxes in Lawrence Township?
Borrowers must continue to pay property taxes and homeowners insurance. New Jersey offers a Property Tax Relief Program for seniors but reverse mortgage proceeds may affect eligibility. Lawrence Township residents should consult a tax professional to understand local implications.
What counseling is required before getting a reverse mortgage in New Jersey?
New Jersey requires all borrowers to complete a counseling session with a HUD approved housing counselor. The session covers loan terms costs and alternatives. The counselor must be independent from the lender and the session typically takes one to two hours.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.