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Directory of reverse mortgage specialists in Matawan, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Matawan, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 reverse mortgage specialists in Matawan, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tidewater Mortgage Services, Inc.
30 Freneau Ave #2c, Matawan, NJ 07747
7329707777
Guild Mortgage - Malvina Schwartz
76 Main St Suite 1, Matawan, NJ 07747
8484685181
Guild Mortgage Company
76 Main St Suite 1, Matawan, NJ 07747
8484685181
A reverse mortgage specialist in Matawan, New Jersey helps homeowners aged 62 and older convert part of their home equity into tax-free funds. New Jersey law requires borrowers to complete a counseling session with a HUD-approved counselor before applying. Matawan residents can use these funds for home repairs, medical expenses, or supplementing retirement income.
What Does a Reverse Mortgage Specialist in Matawan Cost?
Typical costs for a reverse mortgage in New Jersey include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title search. These costs often range from 2000 to 6000 dollars depending on the property value and loan type. This is general information and does not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a reverse mortgage specialist in Matawan?
A reverse mortgage specialist is a licensed professional who guides Matawan homeowners through the reverse mortgage process. They explain loan terms, costs, and eligibility requirements specific to New Jersey.
Who qualifies for a reverse mortgage in New Jersey?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The home must be the primary residence, and the borrower must complete HUD-approved counseling.
Are reverse mortgage proceeds taxable in New Jersey?
Reverse mortgage proceeds are not considered income for federal or New Jersey state tax purposes. However, interest on the loan is not deductible until the loan is repaid.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.