Reverse Mortgage Specialists in Mendham Township, NJ — Compare & Find

Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.

Showing 2 reverse mortgage specialists in Mendham Township, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.

Jason Geary at Guaranteed Rate Affinity (NMLS #589283)

106A E Main St, Mendham Township, NJ 07945

(908) 578-7161 grarate.com

Marianne Jones at Guaranteed Rate Affinity (NMLS #65355)

106A E Main St, Mendham Township, NJ 07945

(973) 775-4332 grarate.com

A reverse mortgage specialist in Mendham Township, New Jersey helps homeowners aged 62 and older convert home equity into loan proceeds. New Jersey law requires borrowers to complete HUD approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). This process can provide tax free income while allowing you to remain in your home.

What Does a Reverse Mortgage Specialist in Mendham Township Cost?

Typical costs for a reverse mortgage specialist in New Jersey include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third party fees for appraisal, title search, and recording. These costs often range from 2,000 to 8,000 dollars depending on the loan amount and property value. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Mendham Township?

You must be at least 62 years old to qualify for a reverse mortgage in New Jersey. All borrowers listed on the title must meet this age requirement. The home must be your primary residence.

Do I need counseling before getting a reverse mortgage in New Jersey?

Yes, New Jersey law requires all reverse mortgage applicants to complete a counseling session with a HUD approved counselor. This session explains the loan terms, costs, and alternatives. The counselor must be independent from the lender.

What property types qualify for a reverse mortgage in Mendham Township?

Eligible properties include single family homes, two to four unit properties with one unit occupied by the borrower, and HUD approved condominiums. Manufactured homes may qualify if they meet FHA requirements. The property must be in good condition.

Reverse Mortgage Specialists in Other New Jersey Cities

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About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of New Jersey.

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