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Reverse Mortgage Specialists in Middletown Township, NJ

Compare reverse mortgage specialists in Middletown Township. Review contact information and insurance categorys before you decide.

12 agents listed
Updated May 2026
Middletown Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 12 reverse mortgage specialists in Middletown Township, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Timothy Ford
1715 NJ-35 #201, Middletown Township, NJ 07748
7329829751
Greenway Mortgage
107 Tindall Rd, Middletown Township, NJ 07748
8886169885
Adam Dratch
1715 NJ-35 #201, Middletown Township, NJ 07748
7325397190
Rachael Lanzman
1715 NJ-35 Suite 201, Middletown Township, NJ 07748
9299921821
Matthew Horner at CrossCountry Mortgage
188 Kings Hwy 2nd Floor 2D, Middletown Township, NJ 07748
5163860703
Sheri Cilano, Mortgage Consultant
107 Tindall Rd, Middletown Township, NJ 07748
2018034898
Craig Leibowitz at CrossCountry Mortgage
188 Kings Hwy 2nd Floor 2D, Middletown Township, NJ 07748
3478261429
Travis David at CMG Home Loans
1715 NJ-35 #201, Middletown Township, NJ 07748
7327135020
Brett Lopes
1715 NJ-35 #201, Middletown Township, NJ 07748
7322859557
Kevin Egan
1715 NJ-35 #201, Middletown Township, NJ 07748
7325019564
Matthew Fletcher - Cross Country Mortgage
188 Kings Hwy, Middletown Township, NJ 07748
6096684072
Tammy Barkkume
1715 NJ-35 #201, Middletown Township, NJ 07748
7326388190

Reverse mortgage specialists in Middletown Township, New Jersey help older homeowners access home equity without selling their property. New Jersey law requires borrowers to receive counseling from a HUD-approved agency before applying for a Home Equity Conversion Mortgage. These specialists guide clients through the process and explain how local property taxes and insurance obligations work.

What Does a Reverse Mortgage Specialist in Middletown Township Cost?

Typical costs for a reverse mortgage specialist in New Jersey include origination fees of up to 2 percent of the home value, with a cap of 6,000 dollars. Third-party costs such as appraisal, title search, and recording fees range from 1,500 to 3,500 dollars. Closing costs and mortgage insurance premiums add to the total. These costs vary by situation. This is general information and does not constitute mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What qualifications does a reverse mortgage specialist need in New Jersey?
In New Jersey, a reverse mortgage specialist must hold a valid mortgage loan originator license issued by the New Jersey Department of Banking and Insurance. They must also complete continuing education on reverse mortgage products and federal HECM rules.
Are there age requirements for a reverse mortgage in New Jersey?
Yes, you must be at least 62 years old to qualify for a reverse mortgage in New Jersey. This age requirement applies to all borrowers listed on the property title.
How does New Jersey law protect reverse mortgage borrowers?
New Jersey has a three-day right of rescission for reverse mortgage loans, meaning you can cancel the loan within three business days after signing. The state also requires lenders to provide clear disclosures about loan terms and costs.