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Compare Reverse Mortgage Specialists in Montvale, NJ
Compare reverse mortgage specialists in Montvale. Review contact information and insurance categorys before you decide.
8 agents listed
Updated May 2026
Montvale, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 8 reverse mortgage specialists in Montvale, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
28 W Grand Ave 2nd Floor, Suite 17, Montvale, NJ 07645
2015946861
Alpine Mortgage Services
210 Summit Ave Suite A3, Montvale, NJ 07645
2014888809
Zak Raffel at CrossCountry Mortgage
102 Chestnut Ridge Rd Suite 200, Montvale, NJ 07645
2017466777
Dean Scaduto at CrossCountry Mortgage
102 Chestnut Ridge Rd Suite 200, Montvale, NJ 07645
2015608304
Nicole Habib at CrossCountry Mortgage
102 Chestnut Ridge Rd Suite 200, Montvale, NJ 07645
6182394259
Fortress Mortgage Advisors
85 Chestnut Ridge Rd, Montvale, NJ 07645
8889734791
Len Patanella at CrossCountry Mortgage
102 Chestnut Ridge Rd Suite 200, Montvale, NJ 07645
8777731226
Scott Forman at CrossCountry Mortgage
102 Chestnut Ridge Rd Suite 200, Montvale, NJ 07645
2015050843
A reverse mortgage specialist in Montvale, New Jersey helps seniors aged 62 and older convert home equity into loan proceeds without monthly payments. New Jersey law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Montvale homeowners can use these funds for home repairs, medical expenses, or supplementing retirement income.
What Does a Reverse Mortgage Specialist in Montvale Cost?
Typical costs for a reverse mortgage in New Jersey include an origination fee of up to 2 percent of the home value (capped at 6,000 dollars), a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal, title search, and recording. Total closing costs often range from 5,000 to 15,000 dollars, depending on the property value and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a reverse mortgage specialist in Montvale?
A reverse mortgage specialist is a licensed professional who guides seniors through the HECM process in Montvale, New Jersey. They explain loan terms, costs, and eligibility requirements specific to New Jersey law.
What are the eligibility rules for a reverse mortgage in New Jersey?
Borrowers must be at least 62 years old, own their home outright or have a low mortgage balance, and live in the property as their primary residence. New Jersey requires mandatory HUD counseling before loan approval.
How long does the reverse mortgage process take in New Jersey?
The process typically takes 30 to 60 days from application to closing in New Jersey. This includes counseling, appraisal, and underwriting. Delays can occur if property conditions need repairs.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.