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Find Reverse Mortgage Specialists in Mt Laurel Township, NJ

Looking for a reverse mortgage specialist in Mt Laurel Township? Review the directory below to compare your options.

11 agents listed
Updated May 2026
Mt Laurel Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 11 reverse mortgage specialists in Mt Laurel Township, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Onity Mortgage
2000 Midlantic Dr Suite 410-A, Mt Laurel Township, NJ 08054
8554422531
AnnieMac Home Mortgage
700 E Gate Dr #400, Mt Laurel Township, NJ 08054
8554231552
Acre Mortgage & Financial Inc.
3221 NJ-38, Mt Laurel Township, NJ 08054
8568041323
Ultra Mortgage LLC
3131 NJ-38 suite 11-a, Mt Laurel Township, NJ 08054
6092381492
April Samuels Mortgage Lender
3000 Atrium Way Suite 200, Mt Laurel Township, NJ 08054
8564124608
Fairway Independent Mortgage Corporation
100 Century Pkwy Suite 120, Mt Laurel Township, NJ 08054
8568108100
Gabriela Slazak
1000 Crawford Pl, Mt Laurel Township, NJ 08054
8569046300
Debra Chmiel at Guaranteed Rate Affinity (NMLS #28210)
10000 Midlantic Dr # 401W, Mt Laurel Township, NJ 08054
8569940135
Frank J Garramone | Fairway Independent Mortgage Corporation Branch Manager
100 Century Pkwy Suite 120, Mt Laurel Township, NJ 08054
8568108100
Atlantic Pacific Mortgage Corporation
701 E Gate Dr, Mt Laurel Township, NJ 08054
8569242000
DHI Mortgage
2040 Briggs Rd suite a, Mt Laurel Township, NJ 08054
2675203316

A reverse mortgage specialist in Mt Laurel Township helps homeowners aged 62 and older convert home equity into tax free funds. New Jersey law requires borrowers to complete HUD approved counseling before applying for a Home Equity Conversion Mortgage (HECM). This service is available for properties in Burlington County and throughout the state.

What Does a Reverse Mortgage Specialist in Mt Laurel Township Cost?

Typical costs for a reverse mortgage specialist in New Jersey include an origination fee of up to $6,000, a mortgage insurance premium of 2 percent of the home value, and appraisal fees of $400 to $800. Closing costs usually range from $2,000 to $5,000. These fees can be financed into the loan. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the eligibility requirements for a reverse mortgage in Mt Laurel Township?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The property must be your primary residence and meet FHA standards. New Jersey does not have additional state specific age or income requirements beyond federal HUD rules.
How does New Jersey law affect reverse mortgage proceeds?
Reverse mortgage proceeds in New Jersey are generally not considered income for state tax purposes. They also do not affect Social Security or Medicare benefits. However, you must still pay property taxes and homeowners insurance to avoid default.
Can a reverse mortgage be foreclosed in New Jersey?
Yes, if you fail to pay property taxes or insurance, or if you move out for more than 12 consecutive months. New Jersey law requires a 30 day notice before foreclosure proceedings begin. The loan becomes due when the last borrower dies or sells the home.