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Compare Reverse Mortgage Specialists in Neptune Township, NJ
Looking for a reverse mortgage specialist in Neptune Township? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Neptune Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 reverse mortgage specialists in Neptune Township, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advisors Mortgage Group - Neptune, NJ
3301 NJ-66 building c ste 204, Neptune Township, NJ 07753
7324836901
Leo Sanchez, Mortgage Lender NMLS #892207
3600 NJ-66 #150, Neptune Township, NJ 07753
2013147128
A reverse mortgage specialist in Neptune Township, New Jersey helps homeowners aged 62 and older convert home equity into tax-free funds. New Jersey law requires mandatory counseling from a HUD-approved agency before any reverse mortgage application. Specialists in Monmouth County guide clients through the process, including property tax deferral options available under New Jersey state law.
What Does a Reverse Mortgage Specialist in Neptune Township Cost?
Typical costs for a reverse mortgage in New Jersey include an origination fee of up to 2% of the home value, a mortgage insurance premium of 2% of the appraised value, and third-party fees for appraisal, title search, and recording. These fees total between 5,000 and 10,000 dollars on average but vary by loan amount and property. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a reverse mortgage specialist in Neptune Township?
A reverse mortgage specialist is a licensed professional who helps seniors apply for Home Equity Conversion Mortgages (HECMs). They explain loan terms, costs, and eligibility requirements specific to New Jersey law.
What are the New Jersey requirements for a reverse mortgage?
Borrowers must be at least 62 years old, own their home outright or have low mortgage balance, and complete HUD-approved counseling. New Jersey also requires a property survey and title search to confirm ownership.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.