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Find Reverse Mortgage Specialists in North Bergen, NJ
Compare reverse mortgage specialists in North Bergen. Review contact information and insurance categorys before you decide.
6 agents listed
Updated May 2026
North Bergen, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 6 reverse mortgage specialists in North Bergen, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sheetal Sawhney at CrossCountry Mortgage
7520 Bergenline Ave, North Bergen, NJ 07047
2019516423
Capital Lending Corp.
8417 Bergenline Ave, North Bergen, NJ 07047
2012951400
Sheetal Sawhney Team at CrossCountry Mortgage
7520 Bergenline Ave, North Bergen, NJ 07047
2018687283
Sergio Hidalgo at CrossCountry Mortgage
7520 Bergenline Ave, North Bergen, NJ 07047
2012405072
Anabell Martinez at CrossCountry Mortgage
7520 Bergenline Ave, North Bergen, NJ 07047
2012834072
Mortgage, Bank of America
7311 River Rd, North Bergen, NJ 07047
5512570972
A reverse mortgage specialist in North Bergen, New Jersey helps homeowners aged 62 and older convert home equity into cash. New Jersey law requires borrowers to complete a counseling session with a HUD-approved agency before applying. This service is useful for seniors looking to supplement retirement income without selling their home.
What Does a Reverse Mortgage Specialist in North Bergen Cost?
In New Jersey, reverse mortgage specialists charge origination fees capped at 2 percent of the home value. The upfront mortgage insurance premium is 2 percent of the appraised value. Third-party costs such as appraisal, credit report, and title search add 500 to 2,000 dollars. Total costs for a typical reverse mortgage in North Bergen range from 3,000 to 8,000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in North Bergen do?
A reverse mortgage specialist guides North Bergen homeowners through the application process for a Home Equity Conversion Mortgage. They explain eligibility, loan terms, and repayment rules specific to New Jersey. They do not provide legal advice but can refer you to a qualified attorney if needed.
Are there New Jersey specific rules for reverse mortgages?
Yes, New Jersey requires a mandatory counseling session with a HUD-approved agency before you can apply. The state also has a three-day right of rescission after closing. Borrowers must continue to pay property taxes and homeowners insurance to avoid default.
How much does a reverse mortgage cost in North Bergen New Jersey?
Costs include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title search. Total closing costs typically range from 2,000 to 8,000 dollars depending on the loan amount and property value.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.