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Find Reverse Mortgage Specialists in Ocean City, NJ
Looking for a reverse mortgage specialist in Ocean City? Review the directory below to compare your options.
7 agents listed
Updated May 2026
Ocean City, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 7 reverse mortgage specialists in Ocean City, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Brass Financial Group
1145 Asbury Ave unit a, Ocean City, NJ 08226
6098003863
Suzanne Bryce at Rate (NMLS #91143)
1205 West Ave # A, Ocean City, NJ 08226
6092944433
Longbridge Financial, LLC - John Walters - Reverse Mortgages
1501 Pleasure Ave, Ocean City, NJ 08226
5512525773
Guaranteed Rate
301 E 10th St 1st Floor, Ocean City, NJ 08226
6093915206
Best Home Loans & Realty
801 Asbury Ave, Ocean City, NJ 08226
6406502221
Joe Jackson-U.S. Bank Mortgage
16 E 9th St, Ocean City, NJ 08226
7324761293
Waterstone Mortgage Corporation
903 Bay Ave Suite 208, Ocean City, NJ 08226
4012405468
A reverse mortgage specialist in Ocean City, New Jersey helps homeowners aged 62 and older convert part of their home equity into cash. New Jersey law requires borrowers to complete a counseling session with a HUD-approved counselor before obtaining a reverse mortgage. Ocean City residents often use these loans to supplement retirement income or cover home repairs while staying in their homes.
What Does a Reverse Mortgage Specialist in Ocean City Cost?
Typical costs for a reverse mortgage in New Jersey include an origination fee of up to 2 percent of the home value (capped at 6,000 dollars), a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal, title search, and recording. Total closing costs often range from 8,000 to 15,000 dollars, but this varies by lender and loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Ocean City do?
A reverse mortgage specialist guides you through the process of obtaining a Home Equity Conversion Mortgage (HECM) insured by the FHA. They explain loan terms, costs, and repayment rules specific to New Jersey. They also help you understand how the loan affects your home equity and estate.
Are there New Jersey-specific rules for reverse mortgages?
Yes, New Jersey requires mandatory counseling by a HUD-approved agency before you can apply. The state also limits the amount you can borrow based on your age, home value, and current interest rates. Lenders must provide clear disclosures about fees and repayment terms under New Jersey law.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.