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Compare Reverse Mortgage Specialists in Piscataway, NJ
Looking for a reverse mortgage specialist in Piscataway? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Piscataway, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 6 reverse mortgage specialists in Piscataway, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Petra Cephas: Residential Mortgage Brokers
6 Wills Way Building 2, Piscataway, NJ 08854
7328731365
Paul Singh, Residential Mortgage Broker – Petra Cephas | NMLS 406332
6 Wills Way Building 2, Piscataway, NJ 08854
8565039396
Denise Marquez Mortgage Advisor
6 Wills Way Building 2, Piscataway, NJ 08854
2014567475
Tom Abbate with Petra Cephas: Residential Mortgage Brokers
6 Wills Way Building 2, Piscataway, NJ 08854
7326828268
Edge Home Finance - Sapan Patel
31 Stelton Rd STE 1, Piscataway, NJ 08854
7323338721
Timothy Maxwell | MLB Residential Lending, LLC
242 Old New Brunswick Rd B Suite 415, Piscataway, NJ 08854
7324336040
A reverse mortgage specialist in Piscataway, New Jersey helps older homeowners access home equity without monthly payments. New Jersey law requires that borrowers receive third-party counseling from a HUD-approved agency before closing. This service is available to residents of Middlesex County and surrounding areas.
What Does a Reverse Mortgage Specialist in Piscataway Cost?
Typical costs for a reverse mortgage in New Jersey include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title search. These fees often range from 3,000 to 8,000 dollars depending on the home value and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Piscataway New Jersey?
Borrowers must be at least 62 years old. All homeowners listed on the title must meet this age requirement. New Jersey follows federal HUD guidelines for this rule.
Do I need counseling before getting a reverse mortgage in New Jersey?
Yes, New Jersey law requires all reverse mortgage applicants to complete counseling with a HUD-approved counselor. This session explains loan terms, costs, and alternatives. The counselor must be independent from the lender.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.