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Directory of reverse mortgage specialists in Sea Girt, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Sea Girt, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 4 reverse mortgage specialists in Sea Girt, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PRMG
1330 Laurel Ave Suite 101, Sea Girt, NJ 08750
7323597801
Mutual of Omaha Reverse Mortgage
2150 NJ-35 Suite 28, Sea Girt, NJ 08750
9086181458
Susie Weil of Mutual of Omaha Reverse Mortgage
2150 NJ-35 Office #22, Sea Girt, NJ 08750
6094628415
Richard Bimonte at Mutual of Omaha Reverse Mortgage
2150 NJ-35 Office #22, Sea Girt, NJ 08750
7326846399
A reverse mortgage specialist in Sea Girt, New Jersey helps older homeowners access home equity without monthly payments. New Jersey law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Specialists guide clients through this process and explain how property taxes and insurance obligations work under state rules.
What Does a Reverse Mortgage Specialist in Sea Girt Cost?
Typical costs for a reverse mortgage in New Jersey include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title search. Total closing costs often range from 2,000 to 5,000 dollars but can be higher for expensive homes. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Sea Girt do?
A specialist explains reverse mortgage options, helps with the application, and coordinates with HUD-approved counselors. They also review New Jersey-specific rules, such as the requirement that borrowers must continue to pay property taxes and homeowners insurance.
Are there age requirements for a reverse mortgage in New Jersey?
Yes, borrowers must be at least 62 years old. This is a federal requirement for all HECM loans. The specialist will verify age and confirm that the home is the borrower primary residence.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.