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Compare reverse mortgage specialists in Teaneck. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Teaneck, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 4 reverse mortgage specialists in Teaneck, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
FM Home Loans
568 Cedar Ln, Teaneck, NJ 07666
2018085345
Yael Ishakis - FM Home Loans
568 Cedar Ln, Teaneck, NJ 07666
7187320309
Peak Private Lending
319 Queen Anne Rd, Teaneck, NJ 07666
2018367300
Guaranteed Rate of Teaneck
202 The Plaza, Teaneck, NJ 07666
2015911170
A reverse mortgage specialist in Teaneck New Jersey helps older homeowners access their home equity without monthly payments. New Jersey law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. Teaneck residents can work with specialists who understand local property values and Bergen County regulations.
What Does a Reverse Mortgage Specialist in Teaneck Cost?
In New Jersey reverse mortgage costs typically include an origination fee of up to 2 percent of the home value a mortgage insurance premium of 2 percent of the appraised value and third party closing costs such as appraisal and title search. Total costs can range from 3000 to 8000 depending on the loan amount and property value. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Teaneck do?
A reverse mortgage specialist guides you through the application process explains loan terms and helps you understand your obligations. They coordinate with HUD-approved counselors and ensure compliance with New Jersey consumer protection laws. They also help you compare different reverse mortgage products available in Teaneck.
Are there New Jersey specific requirements for reverse mortgages?
Yes New Jersey requires mandatory HUD-approved counseling before you can apply for a reverse mortgage. The state also has strict rules about loan disclosures and cooling off periods. Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance.
How do I choose a reverse mortgage specialist in Teaneck New Jersey?
Look for a specialist licensed in New Jersey with experience in Bergen County real estate. Check their credentials with the New Jersey Department of Banking and Insurance. Ask about their familiarity with local property tax programs and senior homeowner benefits in Teaneck.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.