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Browse reverse mortgage specialists serving Gallup, New Mexico. Contact information and addresses listed below.
12 agents listed
Updated May 2026
Gallup, NM
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Mexico before hiring.
Showing 12 reverse mortgage specialists in Gallup, NM
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sun Loan Company
1600 E Hwy 66, Gallup, NM 87301
5057224970
World Finance
1704 E Hwy 66, Gallup, NM 87301
5057226833
Regional Finance
805 US-491, Gallup, NM 87301
5053996013
World Finance
1211 US-491, Gallup, NM 87301
5057269131
OneMain Financial
1746 W Maloney Ave, Gallup, NM 87301
5057225306
Pinnacle Bank
107 E Aztec, Gallup, NM 87301
5057224411
Mesa Loans
112 Boardman Dr, Gallup, NM 87301
5058632224
TSE Bonito Finance
1575-B NM-264, Gallup, NM 87301
5053715344
Edward Jones - Financial Advisor: Eric D James
110 W Hill Ave, Gallup, NM 87301
5057220060
Re/Max Combined Investments: Lee V. Langen
1638 S 2nd St, Gallup, NM 87301
5057227811
Star Loans New Mexico
3312 E Hwy 66, Gallup, NM 87301
5057260170
Superior Mortgage Corporation
Gallup, NM 87301
5058638912
A reverse mortgage specialist in Gallup, New Mexico helps homeowners aged 62 and older convert part of their home equity into tax-free funds. New Mexico law requires that borrowers receive independent counseling from a HUD-approved agency before obtaining a Home Equity Conversion Mortgage. Local specialists can guide you through the process and explain how your property taxes and insurance obligations work under state law.
What Does a Reverse Mortgage Specialist in Gallup Cost?
Typical costs for a reverse mortgage in New Mexico include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title search. These fees can total between 3000 and 8000 dollars depending on the home value and loan type. Costs vary by lender and case. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Gallup?
Borrowers must be at least 62 years old. All owners on the title must meet this age requirement. New Mexico follows federal HUD guidelines for this rule.
Do I need counseling before getting a reverse mortgage in New Mexico?
Yes, New Mexico law requires all borrowers to complete a counseling session with a HUD-approved counselor. This session covers the costs, risks, and alternatives to a reverse mortgage. You must receive a certificate of completion before the loan can proceed.
Can I lose my home with a reverse mortgage in Gallup?
You can lose your home if you do not pay property taxes, maintain homeowners insurance, or keep the property in good repair. New Mexico law does not provide additional protections beyond federal rules, so it is important to stay current on these obligations.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Mexico.