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Looking for a reverse mortgage specialist in Bohemia? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Bohemia, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 3 reverse mortgage specialists in Bohemia, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jet Direct Mortgage
4875 Sunrise Hwy # 300, Bohemia, NY 11716
6315741306
Five Star Reverse Funding
1376 Locust Ave, Bohemia, NY 11716
6315897827
South Fork Funding
2000 Arctic Ave, Bohemia, NY 11716
6313892250
A reverse mortgage specialist in Bohemia, New York helps homeowners aged 62 and older convert home equity into loan proceeds. New York law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage (HECM). Bohemia residents benefit from specialists familiar with Suffolk County property values and local closing procedures.
What Does a Reverse Mortgage Specialist in Bohemia Cost?
Typical costs for a reverse mortgage in New York include an origination fee of up to 2 percent of the first 200,000 of home value plus 1 percent of the amount above 200,000, a HUD mortgage insurance premium of 2 percent of the appraised value upfront, and annual MIP of 0.5 percent. Third-party costs such as appraisal, title search, and recording fees range from 2,000 to 5,000. Costs vary by lender and property. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the requirements for a reverse mortgage in Bohemia New York?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. New York requires mandatory HUD-approved counseling and a financial assessment to ensure the borrower can pay property taxes and insurance.
How much can I borrow with a reverse mortgage in Bohemia?
The amount depends on the youngest borrowers age, the homes appraised value, and current interest rates. In Bohemia, Suffolk County median home values often allow for higher loan limits under the HECM program, but the maximum claim amount is capped by HUD.
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Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.