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Compare reverse mortgage specialists in Camillus. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Camillus, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 5 reverse mortgage specialists in Camillus, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Pete Caspari- Movement Mortgage
3791 Milton Ave Suite 1, Camillus, NY 13031
3152471394
Valerie Cushman
3791 Milton Ave, Camillus, NY 13031
3153824619
The Terzolo Financial Group, Inc.
240 Township Blvd Suite 70, Camillus, NY 13031
3154841020
Robert G Rood & Associates
5109 Genesee St #203, Camillus, NY 13031
3154683300
Connell Financial Group LLC
5105 Genesee St, Camillus, NY 13031
3154880901
A reverse mortgage specialist in Camillus New York helps homeowners aged 62 and older convert home equity into tax-free funds. New York law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage. Specialists in Camillus guide clients through the process and explain local property tax deferral options.
What Does a Reverse Mortgage Specialist in Camillus Cost?
Typical costs for a reverse mortgage in New York include an origination fee up to 2 percent of the home value or $6,000 whichever is less. Mortgage insurance premiums are 2 percent of the appraised value upfront plus 0.5 percent annually. Appraisal fees range from $400 to $800 and counseling fees are usually $125 to $250. Closing costs such as title search and recording fees add $1,500 to $3,000. These costs can be financed into the loan. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Camillus New York?
Borrowers must be at least 62 years old. All homeowners listed on the title must meet this age requirement. New York law does not allow exceptions for younger spouses.
Do I need counseling to get a reverse mortgage in New York?
Yes New York requires all borrowers to complete a counseling session with a HUD-approved counselor. The session covers loan terms costs and alternatives. You must receive a certificate of completion before the lender can process your application.
Can I lose my home with a reverse mortgage in Camillus?
You can lose your home if you fail to pay property taxes or homeowners insurance or if you do not maintain the property. New York law provides a 12-month redemption period after a foreclosure filing. You must also live in the home as your primary residence.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.