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Reverse Mortgage Specialists in East Northport, NY
Looking for a reverse mortgage specialist in East Northport? Review the directory below to compare your options.
2 agents listed
Updated May 2026
East Northport, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 reverse mortgage specialists in East Northport, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
New York Reverse Mortgage Help
1 Hewitt Square #242, East Northport, NY 11731
6319836198
New York Reverse Mortgage Help
1 Hewitt Square #242, East Northport, NY 11731
6319836198
A reverse mortgage specialist in East Northport, New York helps homeowners aged 62 and older convert part of their home equity into tax-free funds. New York law requires borrowers to receive third-party counseling from a HUD-approved agency before applying. East Northport residents often use these funds for home repairs, medical expenses, or supplementing retirement income.
What Does a Reverse Mortgage Specialist in East Northport Cost?
Typical costs for a reverse mortgage in New York include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees like appraisal and title search. These costs often range from 3,000 to 8,000 dollars depending on the home value and loan type. Borrowers can finance these costs into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in East Northport?
Borrowers must be at least 62 years old. If the home is owned jointly with a spouse, the younger spouse must also meet this age requirement. New York law follows federal HUD guidelines for age eligibility.
Do I need to own my home free and clear to qualify in New York?
No, you can have an existing mortgage. The reverse mortgage proceeds will first pay off any remaining mortgage balance. New York state law requires that the home be your primary residence.
How does New York law protect reverse mortgage borrowers?
New York requires a mandatory counseling session with a HUD-approved counselor before you can apply. The state also mandates a three-day right of rescission after closing, giving you time to cancel without penalty.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.