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Browse reverse mortgage specialists serving Fairport, New York. Contact information and addresses listed below.
6 agents listed
Updated May 2026
Fairport, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 6 reverse mortgage specialists in Fairport, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
MJ Teddy and Associates
30 Liftbridge Ln E # 120, Fairport, NY 14450
5853772500
Ace Financial Group
121 S Main St, Fairport, NY 14450
5852705170
Forge Financial Advisors
1387 Fairport Rd Suite #750, Fairport, NY 14450
5853873622
Edward Jones - Financial Advisor: Courtney A Laffler, CFP®|CRPC™
370 Woodcliff Dr 1st Fl, Fairport, NY 14450
5854253800
Chase Home Lending
2159 Fairport Nine Mile Point Rd, Fairport, NY 14450
7089728191
Chase Home Lending
609 Moseley Rd, Fairport, NY 14450
3103868437
A reverse mortgage specialist in Fairport New York helps homeowners aged 62 and older access home equity without monthly payments. New York law requires mandatory counseling from a HUD-approved agency before applying for a Home Equity Conversion Mortgage. Fairport residents can work with local specialists to understand eligibility and the impact on estate planning.
What Does a Reverse Mortgage Specialist in Fairport Cost?
Typical costs for a reverse mortgage specialist in New York include an origination fee of up to 2 percent of the home value or $6,000 (whichever is less) and a mortgage insurance premium of 2 percent of the appraised value. Third-party costs like appraisal and title search usually range from $1,500 to $3,000. Counseling fees are capped at $125 in New York. These costs vary by lender and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Fairport do?
A reverse mortgage specialist guides homeowners through the loan process including counseling requirements and property eligibility. They explain how New York law affects loan terms and repayment. They do not provide financial advice but help you understand your options.
What are the New York specific requirements for a reverse mortgage?
New York requires all borrowers to complete a HUD-approved counseling session before submitting a loan application. The state also limits the types of reverse mortgages available to HECM loans. There is no specific time limit for the process but counseling must be completed within 180 days of application.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.