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Find Reverse Mortgage Specialists Near You in Flushing, NY
Directory of reverse mortgage specialists in Flushing, New York. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Flushing, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 3 reverse mortgage specialists in Flushing, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
RCG Mortgage Queens NY
186-09 Union Tpke, Flushing, NY 11366
7189697100
Best Solution Mortgage, Inc
39-07 Prince St # 4B, Flushing, NY 11354
7188881196
R&J No Income Mortgage NYC
75-39 179th St, Flushing, NY 11366
8553557696
A reverse mortgage specialist in Flushing New York helps homeowners aged 62 and older convert home equity into tax-free funds. New York law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage. Flushing residents often use these loans to supplement retirement income while staying in their homes.
What Does a Reverse Mortgage Specialist in Flushing Cost?
Typical costs for a reverse mortgage in New York include an origination fee up to $6,000, a mortgage insurance premium of 2% of the appraised value, and third-party fees such as appraisal and title search. Closing costs in Flushing generally range from $8,000 to $15,000. Some costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Flushing New York?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The property must be your primary residence. New York law also mandates a financial assessment and HUD-approved counseling session.
How much can I borrow with a reverse mortgage in Flushing?
The amount depends on your age, the appraised home value, and current interest rates. In Flushing, where home values are high, you may qualify for a larger loan. The maximum claim amount for HECM loans in 2024 is $1,149,825.
Are reverse mortgage proceeds taxable in New York?
No, reverse mortgage proceeds are not considered income and are not taxable by New York State or the federal government. However, interest on the loan is not deductible until you pay it back. Always consult a tax professional for your specific situation.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.