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Compare Reverse Mortgage Specialists in Geneva, NY
Directory of reverse mortgage specialists in Geneva, New York. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Geneva, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 3 reverse mortgage specialists in Geneva, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Brie Crooks, Mortgage Specialist, NMLS #1636985
399 Exchange St, Geneva, NY 14456
5857368972
Edward Jones - Financial Advisor: Adam Rayburn
518 Hamilton St, Geneva, NY 14456
3158286251
Edward Jones - Financial Advisor: Don Rayburn Jr
410 Exchange St, Geneva, NY 14456
3157810214
A reverse mortgage specialist in Geneva, New York can help homeowners aged 62 and older access home equity without monthly payments. New York law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. These specialists guide clients through the process and explain local property tax implications in Ontario County.
What Does a Reverse Mortgage Specialist in Geneva Cost?
Typical costs for a reverse mortgage specialist in New York include an origination fee of up to $6,000, a mortgage insurance premium of 2% of the home value, and appraisal fees ranging from $400 to $800. Closing costs usually total between $2,500 and $5,000. These fees can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Geneva New York?
Borrowers must be at least 62 years old. If married, the younger spouse must also be 62 to be a co-borrower. New York law follows federal HUD guidelines for age eligibility.
Do I need counseling to get a reverse mortgage in New York?
Yes. New York requires all borrowers to attend a HUD-approved counseling session before applying. The counselor explains loan terms, costs, and alternatives. This session can be done in person or by phone.
Can I lose my home with a reverse mortgage in Geneva?
You can lose your home if you fail to pay property taxes, homeowners insurance, or maintain the property. New York law requires lenders to verify that borrowers can meet these obligations. You must also continue to live in the home as your primary residence.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.