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Reverse Mortgage Specialists in Hopewell Junction, NY
Browse reverse mortgage specialists serving Hopewell Junction, New York. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Hopewell Junction, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 5 reverse mortgage specialists in Hopewell Junction, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
A reverse mortgage specialist in Hopewell Junction helps homeowners aged 62 and older convert home equity into cash. In New York, reverse mortgages are regulated by the New York State Department of Financial Services and require mandatory counseling. Specialists guide clients through the process, including the New York-specific waiting period and disclosure rules.
What Does a Reverse Mortgage Specialist in Hopewell Junction Cost?
Typical costs for a reverse mortgage in New York include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent upfront plus 0.5 percent annually, and third-party fees for appraisal and title search. Total closing costs often range from 2,000 to 8,000 dollars. These costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Hopewell Junction?
Borrowers must be at least 62 years old. All homeowners on the title must meet this age requirement under New York law.
Is counseling required before getting a reverse mortgage in New York?
Yes, New York requires all borrowers to complete a counseling session with a HUD-approved counselor. This session must occur at least 30 days before loan closing.
What property types qualify for a reverse mortgage in Hopewell Junction?
Eligible properties include single-family homes, two-to-four unit homes, and FHA-approved condominiums. Manufactured homes may qualify if they meet HUD standards.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.